One of the key additions is Bill Splitting, which uses Apple Cash to divide restaurant bills. After scanning or uploading a receipt, Apple Intelligence identifies ordered items, quantities, taxes, tips, and the total amount. Through Messages, users can select what they ordered, allowing everyone to pay their share without manually calculating costs.
Apple is also enhancing account security with its Passwords app.
The feature can detect compromised or weak credentials exposed in data breaches, recommend stronger passwords, and securely update them on supported websites without requiring users to manually log in and change each password.
The Messages app is gaining AI-powered suggestions that help users complete common tasks. It can recommend photos when someone asks about a past event, suggest creating reminders when someone requests an item, and prompt users to add meetings or dinner plans to their Calendar without leaving the conversation.
A new Call Context feature will display useful information, such as booking confirmation numbers stored in Mail, during customer service calls. Apple says all processing happens on the device, ensuring personal information remains private.
The Shortcuts app is also becoming easier to use by allowing users to create automations using natural language. Instead of manually building workflows, users can simply describe what they want, such as updating their calendar, controlling smart home devices, or sharing their ETA with family members.
Additional iOS 27 features include AI-powered tab organization in Safari, which groups related webpages by topic, and smarter Home app notifications that combine multiple smart home events into a single alert. Apple has also improved search within the Home app to help users quickly find important camera clips, such as package deliveries.
Together, these updates highlight Apple’s broader AI vision of embedding intelligence throughout its software rather than limiting it to Siri.
By integrating AI into familiar apps, the company aims to make daily tasks faster, simpler, and more secure while continuing to prioritize user privacy.
