A new wave of phishing emails is targeting unsuspecting users with what appears to be a harmless message from their credit card company—but behind that official-looking facade lies a dangerous malware threat.
According to a report by Cybernews, cybercriminals are sending fake emails that warn recipients about recent credit card activity, urging them to confirm or verify a transaction. These emails mimic genuine alerts from financial institutions and appear convincing at first glance. However, the real danger lies within the attachment or link included in the message.
Rather than a standard PDF or receipt, the attachment hides a .LNK file—commonly used for Windows shortcuts—disguised as an HTML page or pop-up. When clicked, it redirects the user to a seemingly legitimate website designed to hold their attention. Meanwhile, in the background, a multi-stage malware infection quietly begins.
One of the key techniques used in this attack is known as Reflective DLL Injection, which loads malicious code directly into the system's memory—specifically targeting Chrome browsers. This allows hackers to bypass traditional antivirus detection and gain deep access to the user’s device.
“The hackers can then proceed with any additional attacks including keylogging, data theft and creating a backdoor on the infected computer,” the report notes.
Once compromised, the infected device becomes a goldmine for attackers. They can log keystrokes, steal browser history, capture passwords, harvest credit card numbers, and even take over accounts—leading to financial fraud or identity theft.
To avoid falling victim, users are advised to exercise caution with any unexpected email that urges action, especially those involving money or security. Instead of clicking on links or attachments, visit the company’s official website by manually entering the URL, or access your account via their official app.
Additional cybersecurity measures can offer crucial layers of protection:
- Enable two-factor or multi-factor authentication to block unauthorized access even if credentials are stolen.
- Use a password manager to create and securely store complex, unique passwords across all online accounts.
- Install trusted antivirus software with features like browser protection, real-time scanning, and a VPN to guard against shady websites and network threats.
As phishing scams continue to evolve, staying alert and informed is the best defense. If an email seems too urgent, too alarming, or too convenient—pause, verify, and protect your data.