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Ongoing Web Skimming Operation Quietly Harvests Payment Data From Online Stores

 



Cybersecurity analysts have identified a sophisticated web skimming operation that has been running continuously since early 2022, silently targeting online checkout systems. The campaign focuses on stealing payment card information and is believed to affect businesses that rely on globally used card networks.

Web skimming is a type of cyberattack where criminals tamper with legitimate shopping websites rather than attacking customers directly. By inserting malicious code into payment pages, attackers are able to intercept sensitive information at the exact moment a customer attempts to complete a purchase. Because the website itself appears normal, victims are usually unaware their data has been compromised.

This technique is commonly associated with Magecart-style attacks. While Magecart initially referred to groups exploiting Magento-based websites, the term now broadly describes any client-side attack that captures payment data through infected checkout pages across multiple platforms.

The operation was uncovered during an investigation into a suspicious domain hosting malicious scripts. This domain was linked to infrastructure previously associated with a bulletproof hosting provider that had faced international sanctions. Researchers found that the attackers were using this domain to distribute heavily concealed JavaScript files that were loaded directly by e-commerce websites.

Once active, the malicious script continuously monitors user activity on the payment page. It is programmed to detect whether a website administrator is currently logged in by checking for specific indicators commonly found on WordPress sites. If such indicators are present, the script automatically deletes itself, reducing the risk of detection during maintenance or inspection.

The attack becomes particularly deceptive when certain payment options are selected. In these cases, the malicious code creates a fake payment form that visually replaces the legitimate one. Customers unknowingly enter their card number, expiration date, and security code into this fraudulent interface. After the information is captured, the website displays a generic payment error, making it appear as though the transaction failed due to a simple mistake.

In addition to financial data, the attackers collect personal details such as names, contact numbers, email addresses, and delivery information. This data is sent to an external server controlled by the attackers using standard web communication methods. Once the transfer is complete, the fake form is removed, the real payment form is restored, and the script marks the victim as already compromised to avoid repeating the attack.

Researchers noted that the operation reflects an advanced understanding of website behavior, especially within WordPress-based environments. By exploiting both technical features and user trust, the attackers have managed to sustain this campaign for years without drawing widespread attention.

This discovery reinforces the importance of continuous website monitoring and script validation for businesses, as well as cautious online shopping practices for consumers.

Shinhan Card Faces Regulatory Review Over Internal Data Sharing Incident

 



Shinhan Card, one of South Korea’s largest credit card companies, has disclosed a data leak involving the personal information of approximately 192,000 merchants. The company confirmed the incident on Tuesday and said it has notified the Personal Information Protection Commission, the country’s data protection regulator.

The affected individuals are self-employed merchants who operate franchised businesses and had provided personal information during standard onboarding and contract procedures. According to Shinhan Card, the exposed data was limited in nature and did not include sensitive financial or identification details.

The company stated that information such as credit card numbers, bank account data, citizen registration numbers, and credit records were not compromised. Based on its current review, Shinhan Card said there is no evidence that the leaked information has been misused.


Incident Linked to Internal Handling, Not External Attack

Shinhan Card clarified that the incident did not involve hacking or unauthorized system access from outside the organization. Instead, the company believes the leak resulted from improper internal data handling.

Preliminary findings indicate that an employee at one of the company’s sales branches shared merchant information with a card recruiter for sales-related purposes. The data transfer reportedly violated internal policies governing the use and distribution of personal information.

The company said the internal channel used to transmit the data has since been blocked. An internal investigation was launched immediately after the issue was identified, and Shinhan Card is reviewing employee access controls and oversight mechanisms.

Most of the leaked records consisted of mobile phone numbers, accounting for around 180,000 cases. In approximately 8,000 instances, phone numbers were shared alongside merchant names. A smaller portion of the records also included additional personal details such as date of birth and gender.

Shinhan Card stated that its investigation did not uncover any cases where more sensitive personal or financial data was included in the leak. The company also said that no confirmed cases of fraud, identity theft, or other misuse linked to the exposed information have been reported to date.

The affected data belongs to merchants who signed agreements with Shinhan Card between March 2022 and May 2025.


Regulatory Notification and Review Process

The issue first came to the attention of authorities last month, when a report was submitted to the Personal Information Protection Commission. Following the initial notification, the regulator requested additional documentation to assess the scope of the incident and determine how the data was handled.

Shinhan Card formally reported the breach to the commission on December 23, in line with South Korea’s data protection disclosure requirements. The company said it continues to cooperate with the regulator as the review process remains ongoing.


Company Response and Merchant Guidance

In response to the incident, Shinhan Card issued a public apology and published detailed information through its website and mobile application. A dedicated service page has been made available to allow merchants to check whether their personal data was affected.

The company has advised merchants to remain cautious of suspicious calls, messages, or unsolicited contact attempts, even though no misuse has been confirmed so far. Shinhan Card said it is strengthening internal controls and reviewing how personal data is accessed and shared within the organization.

Regulatory authorities have not yet announced whether corrective measures or penalties will follow. Shinhan Card has said it will continue cooperating with the review while monitoring for any signs of misuse related to the exposed data.



How to Spot and Avoid Credit Card Skimmers

 



Credit and debit cards are now central to daily payments, but they remain vulnerable to fraud. Criminals have developed discreet tools, known as skimmers and shimmers, to steal card information at ATMs, fuel pumps, and retail checkout points. These devices are often designed to blend in with the machine, making them difficult for the average user to detect.


How Skimming Works

Skimming typically involves copying the data from the magnetic stripe on the back of a card. A more advanced variant, called shimming, targets the microchip by inserting a paper-thin device inside the card slot. Once the data is captured, it can be used to create duplicate cards or make unauthorized online purchases.

Fraudsters also exploit other tactics. Keypad overlays are placed over ATM keypads to capture PIN entries. Overlay skimmers, which fit over the card slot, may be paired with tiny hidden cameras aimed at the keypad to record PINs. In some cases, criminals rely on wireless skimmers that use Bluetooth or similar technology to transmit stolen information without needing to revisit the machine.


Spotting the Signs

Detecting a skimmer is challenging, but there are small clues to watch for. A card reader that feels loose, appears bulkier than normal, or is a different color from surrounding machines may have been tampered with. If the keypad looks newer than the rest of the ATM, or appears raised, it could be a false cover. Small holes or unusual attachments around the screen or card slot might conceal a hidden camera.


Protecting Yourself

While no precaution is foolproof, a few habits can reduce the risk of falling victim to skimmers:

• Use ATMs in bank branches or busy, well-lit areas, which are less likely to be compromised.

• Shield the keypad with your hand while entering your PIN.

• Monitor bank and credit card statements regularly and set up transaction alerts.

• Prefer contactless payments or mobile wallets when available.

• If something about a machine looks suspicious, trust your instincts and avoid it.


Acting Quickly Matters

Even the most careful consumer can be targeted. The important step is to act fast. If you notice unfamiliar charges or suspect your card was skimmed, contact your bank or card issuer immediately to block the card and report the incident. Most credit card users are not held liable for fraudulent charges if reported promptly, though business accounts may face stricter rules in this context.

As payment technologies develop, so do criminal tactics. Awareness remains the strongest defense. By staying alert to the signs of tampering and taking quick action when fraud is suspected, consumers can substantially ower the risks posed by skimming.


Virtual Credit Cards: How They Work, Benefits, and Security Features

 

Virtual credit cards are digital versions of traditional credit cards, designed to enhance security in online transactions. Instead of using a physical card number, they generate a unique number for each purchase, reducing the risk of data breaches and fraud. If compromised, a virtual card can be canceled without affecting the main credit card account, making it a valuable security tool. 

Many issuers also provide immediate access to virtual cards upon account approval, allowing users to shop before receiving their physical card. Virtual credit cards function by generating a random 16-digit number linked to a real credit card account. They can be used for online purchases, certain phone transactions, and even in physical stores if added to a digital wallet like Apple Pay or Google Pay. Unlike traditional cards, virtual cards often allow users to set expiration dates and spending limits, giving them greater control over their transactions. Although similar, virtual credit cards are different from digital wallets. 

Digital wallets, such as Apple Pay and Google Pay, store actual card details and other digital assets, while virtual cards generate new numbers for each transaction, offering more protection against cyber threats. However, virtual cards do have limitations—they may not be accepted at all physical locations and can pose challenges for hotel or rental car bookings that require a physical card. Additionally, not all credit card issuers offer virtual cards. To obtain a virtual credit card, users should check if their issuer provides this feature. 

Some banks, like Capital One and Citi, offer virtual card numbers through browser extensions or account portals. Others, such as Chase and Wells Fargo, do not provide one-time-use virtual cards but allow integration with digital wallets. Once generated, users can adjust settings like spending limits and expiration dates to enhance security. While virtual credit cards add an extra layer of protection, they are not entirely foolproof. Hackers may still access an active virtual card, but most issuers provide fraud protection, ensuring users aren’t liable for unauthorized transactions. 

If compromised, a virtual card can be canceled and replaced without changing the main account number. To further enhance online security, consumers can use digital wallets, secure payment platforms like PayPal, and avoid storing payment details in web browsers. Using strong passwords, shopping only on secure networks, and enabling multi-factor authentication also help prevent fraud. 

For those interested in a virtual credit card, the process is simple—choose a card that offers this feature, apply through the issuer’s secure site, and access a virtual number upon approval. By integrating virtual credit cards into their payment methods, users can enjoy safer and more controlled online transactions.

The Slim CD Data Breach: 1.7 Million Credit Cards Compromised


Credit card security has always been a challenge for users, as hackers try innovative ways to lure the victims. In a massive data breach, payment gateway provider Slim CD (it offers payment processing services for both online and offline merchants) revealed it has suffered a data breach that impacted credit card and personal data that belongs to around 1.7 million users. 

About Slim CD Breach

Like recent data breaches, your personal information could now be with threat actors, and it is not your fault. This blog covers details related to the breach, and the steps you can take to protect your credit card and avoid misuse of credit card numbers.

In the notification sent to affected victims, Slim CD said hackers gained access to its network for almost a year, from August 2023 to June 2024. But they could only steal credit card details between June 14 and 15 of this year.

Earlier this year in June, Slim CD found that suspicious users had access to its systems. After that, the company launched an inquiry, which revealed that hackers had first gained entry into the networks in August 2023. The stolen data includes physical addresses, full names, credit card numbers and card expiry dates. Luckily, card verification numbers or CVVs weren't stolen, the company says.

Experts believe that without CVV, hackers can't do much with the stolen credit card data or make any fraudulent transactions with your credit card. But the risk of credit card fraud is still there.

How to protect yourself?

Generally, if you suffer a major data breach, the company offers free access to either credit monitoring or identity theft protection services. But in the case of Slim CD, it isn't doing anything like this for affected users.

What have we learned?

The Slim CD incident has highlighted various gap areas for both businesses and customers.

1. Robust Security Measures: Investment is crucial in this area this includes encryption, two-factor authentication, and frequent security audits. These steps can help protect against unauthorized attempts at stealing sensitive info.

2. Monitoring: Customers should frequently keep an eye on their bank statements and credit reports for any suspicious activity. Threat detection at an early stage can reduce the damage caused by a data breach.

3. Quick Response: In the event of a data breach, a fast response becomes important. Informing impacted individuals and offering support can help minimize the damage and rebuild trust.

4. Being Informed and Educated: Both companies and customers should be aware about the basic safety steps needed to be safe from a data breach. For businesses awareness programs and training campaigns can provide certain help.

Esso Corporate Fleet Programme Hit by Ransomware Attack on Abecha Servers

 

A ransomware attack on Abecha, the company managing Singapore’s Esso Corporate Fleet Discount Programme, may have compromised sensitive credit card information of its customers. Abecha discovered the breach on August 13 and notified affected customers on August 28. According to the company, the hackers may have accessed customers’ credit card numbers and expiration dates, but other personal information, such as names, addresses, and contact details, appears to have remained secure. 

In light of the breach, Abecha advised customers to review their credit card statements for any unauthorized or suspicious transactions. They also encouraged prompt reporting of any unusual activity to prevent potential misuse. An Abecha representative stated that there was no indication that any data had been taken by unauthorized parties. The company assured customers that their transactions were secure, and normal business operations were continuing. The Esso Corporate Fleet Discount Programme, a collaboration with ExxonMobil, has been in operation since 2003 and currently serves more than 18,000 corporate clients. 

The programme provides fuel discounts to corporate employees and is one of Abecha’s key offerings, alongside other corporate programmes with Citibank and DBS Bank. Following the attack, Abecha quickly shut down the affected servers and hired data protection and cybersecurity specialists to investigate the breach and recommend additional security protocols. The company also filed a police report and informed the Personal Data Protection Commission Singapore (PDPC), which is now investigating the incident. Despite assurances from Abecha, some customers have expressed concern. 

Alson Tang, a public relations professional, voiced his anxiety since he had provided his bank account number when signing up for the discount programme. “Fuel prices are high, and the discount is appealing, but my trust in the organization has been somewhat shaken,” Tang said. Davidson Chua, co-founder of the car-selling aggregator platform Telequotes, called the news “alarming.” While he had not detected any suspicious activity on his credit card, he noted that he might not have checked had he not learned of the breach. “If I hadn’t heard about this, I wouldn’t have checked my credit card transactions, and something could have happened, especially since I don’t use the Abecha Esso fleet card regularly,” Chua said, indicating he would likely cancel his card. 

This incident highlights the importance of stringent cybersecurity measures for companies handling sensitive financial data. The PDPC’s investigation may provide further insights into the breach and any potential regulatory consequences for Abecha.

Taking Measures to Prevent Card Skimming and Shimming

Protecting your financial information is crucial in the digital era we live in today. Credit card skimming and shimming have grown to be serious risks to customers all around the world with the emergence of sophisticated cybercrime techniques. Maintaining your financial stability depends on your ability to recognize and resist these approaches.

Credit card skimmers, according to PCMag, are deceptive gadgets installed on legal card readers, such as ATMs or petrol pumps, with the purpose of capturing and storing your card information. Cybercriminals have adapted by utilizing shimmers, which are extremely thin devices inserted into the card reader slot, according to KrebsOnSecurity, which cautions that even with the switch to chip-based cards, they have done so. These shimmers allow them to intercept the data from the chip.

The Royal Canadian Mounted Police (RCMP) provides valuable insights into how criminals install skimmers. They often work quickly and discreetly, making it hard for victims to notice. They may place a fake card reader on top of the legitimate one or install a small camera nearby to capture PIN numbers.

To protect yourself, it's important to be vigilant. MakeUseOf suggests a few key steps:

  • Inspect the Card Reader: Before using an ATM or a card reader at a gas pump, take a moment to examine the card slot. Look for any unusual devices or loose parts.
  • Cover Your PIN: Use your hand or body to shield the keypad as you enter your PIN. This simple step can prevent criminals from capturing this crucial piece of information.
  • Monitor Your Accounts: Regularly review your bank and credit card statements for any unauthorized transactions. Report any suspicious activity to your bank immediately.
  • Choose ATMs Wisely: Whenever possible, use ATMs located in well-lit, high-traffic areas. Avoid standalone ATMs in secluded or poorly monitored locations.
  • Stay Informed: Keep up-to-date with the latest scams and techniques used by cybercriminals. Knowledge is your best defense.
Remaining vigilant and well-informed is your primary defense against credit card skimmers and shimmers. By adopting these practices and staying aware of your surroundings, you can significantly reduce the risk of falling victim to these insidious forms of cybercrime. Remember, your financial security is well worth the extra effort.


Paytm's Innovative ID-Based Checkout Solution

Paytm has made history by being the first payment gateway to provide retailers an alternative ID-based checkout solution. The way transactions are carried out in the world of digital payments is about to undergo a revolutionary change because of this ground-breaking innovation.

Traditional Internet transactions need a multi-step procedure that includes entering personal information, OTP verification, and payment confirmation. By enabling consumers to make payments using additional IDs like Aadhaar, PAN, or mobile numbers, Paytm's new system accelerates this procedure. This not only streamlines the checkout process but also improves security and lowers the possibility of mistakes.

The alternate ID-based checkout solution comes at a crucial time when the demand for seamless and secure online payments is higher than ever. With the surge in e-commerce activities, consumers seek faster and more convenient payment methods. Paytm's innovative approach addresses this need by eliminating the need for remembering complex passwords or digging through wallets for credit card information.

One of the major advantages of this system is its inclusivity. It caters to a wide range of users, including those who may need access to traditional banking services but possess valid alternate IDs. This democratization of online payments is a significant step towards financial inclusion.

Moreover, Paytm's solution is not limited to registered users. It includes a guest checkout option, allowing even first-time users to enjoy the benefits of this streamlined payment process. This opens up a whole new market of potential customers who may have been deterred by the complexity of conventional payment methods.

Security remains a paramount concern in the digital payment ecosystem, and Paytm has taken meticulous steps to ensure the safety of every transaction. The alternate ID-based system employs advanced encryption protocols and multi-factor authentication to safeguard sensitive information. This reassures both merchants and consumers that their data is protected.

Paytm's launch of the alternative ID-based checkout solution establishes a new benchmark for online payments as one of the fintech sector's innovators. The user experience is improved by this innovation, which also responds to the changing needs of a broad and expanding consumer base. Paytm is well-positioned to take the lead in determining the direction of future online transactions with its user-friendly approach and uncompromising dedication to security.