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DVLA Scams Target Thousands of UK Drivers with Fake Fines, Car Deals, and Fraudulent Fees

 

A surge in vehicle-related scams across the UK has left thousands of drivers out of pocket, with fraudulent activity disguised as legitimate DVLA communications. In 2023 alone, nearly 20,000 motorists were tricked by fake car tax messages, insurance schemes, and misleading parking fines, according to recent findings. These scams, often presented with a false sense of urgency, have affected drivers of all ages. 

Young drivers between 25 and 34 years old have been found to be prime targets for these scams, particularly for fraudulent vehicle listings and bogus insurance offers. Older motorists, meanwhile, are increasingly falling victim to fake parking fine notices designed to appear official and urgent. 

The scammers’ tactics often involve pressuring the recipient to pay immediately to avoid penalties, leading many to act before verifying the source. John Wilmot, CEO of car leasing comparison platform LeaseLoco, warned that this psychological pressure is what makes these scams so effective. Many people, he explained, rush to settle fines or fees without confirming whether the request is genuine. 

He stressed that official agencies like the DVLA never ask for payments or personal data through text messages or emails. To avoid becoming a victim, Wilmot recommends ignoring any suspicious digital messages and visiting the DVLA’s website only through the official GOV.UK portal. This small precaution could save drivers from significant financial losses and identity theft. 

One notable scam gaining traction involves tampered QR code stickers placed on parking meters, leading users to counterfeit payment websites. Drivers are urged to use only trusted mobile apps like PayByPhone or RingGo for transactions. In most UK cities, councils do not use QR codes for parking payments, further raising suspicion when encountered. 

Online used car scams have also seen a sharp rise. Fraudsters post listings with unrealistically low prices, request payments up front, and then vanish. Victims are lured in by deals that seem too good to be true. Authorities advise never transferring money before viewing a vehicle in person and checking the car’s history via government platforms. 

Scammers have also taken advantage of electronic tolling systems by sending drivers fake notifications for unpaid toll or congestion charges. These messages often include phishing links disguised as urgent payment portals, which can steal both money and sensitive information. 

As digital communication becomes a common part of motoring administration, drivers must stay alert. Verifying the source of any unexpected payment request is essential in avoiding fraud and safeguarding personal data.

Coinbase Confirms Data Breach Impacting Over 69,000 Users, Refuses $20M Extortion Demand

 

Coinbase, the leading cryptocurrency exchange in the United States, disclosed a recent cybersecurity breach affecting 69,461 users, according to a notification submitted to the Maine attorney general’s office. Although the hackers failed to access individual accounts or sensitive login details such as two-factor authentication codes, private keys, or crypto wallets, they were able to obtain a wide array of personal data.

The compromised information includes:
  • Full names
  • Residential addresses
  • Phone numbers
  • Email addresses
  • Partial Social Security numbers
  • Masked bank account details
  • Government-issued ID images (e.g., driver’s licenses, passports)
  • Account-related data such as transaction history and snapshots
In an SEC filing, Coinbase revealed that the attackers paid offshore contractors to gain access to internal systems. This information was weaponized to launch a social engineering scam. The perpetrators demanded $20 million in exchange for not leaking the stolen data—an offer Coinbase declined.

"Instead of funding criminal activity, we have investigated the incident, reinforced our controls, and will reimburse customers impacted by this incident," the company said in its statement.

Coinbase is currently collaborating with law enforcement and has established a $20 million reward fund to incentivize tips that could lead to the identification and capture of the individuals responsible.

Meanwhile, reports on Reddit suggest that some users received unsolicited password reset notifications as early as last week. It is still unclear whether these incidents are directly connected to the breach. CNET contacted Coinbase for a response, but no comment was issued at the time.

Steps to Protect Your Crypto and Data
Although Coinbase has confirmed that seed phrases and investor accounts remain secure, the exposure of personal data is significant. Here’s what you should do now to safeguard your information:

1. Use a Cold Wallet
security, coldwallet, hardwarewallet, cryptoassets
For regular crypto investors, shifting funds to a cold wallet—a device not connected to the internet—can provide an extra layer of security in case of future breaches

2. Freeze Your Credit Reports
creditfreeze, SSN, financialsecurity
Freeze your credit reports with all three major bureaus and consider placing a lock on your Social Security number to prevent identity misuse. Be cautious of phishing attempts that may exploit this situation.

"It's worth the hassle of setting up accounts with all three major credit bureaus. I get peace of mind at zero cost to me," said Danni Santana, CNET’s identity theft editor.

3. Notify Your Bank
banking, accountsecurity, financialfraud
Even if only partial account information was exposed, contact your bank to report the incident. You may want to open new checking or savings accounts as a precaution.

4. Enroll in Identity Monitoring Services
identitytheft, monitoring, datasecurity, insurance
Opt into a free credit and identity monitoring service. While these platforms don’t take direct action, they provide alerts if your data appears on the dark web. Paid services like Aura go further, offering identity restoration support and up to $1 million in identity theft insurance.

AI Can Create Deepfake Videos of Children Using Just 20 Images, Expert Warns

 

Parents are being urged to rethink how much they share about their children online, as experts warn that criminals can now generate realistic deepfake videos using as few as 20 images. This alarming development highlights the growing risks of digital identity theft and fraud facing children due to oversharing on social media platforms.  

According to Professor Carsten Maple of the University of Warwick and the Alan Turing Institute, modern AI tools can construct highly realistic digital profiles, including 30-second deepfake videos, from a small number of publicly available photos. These images can be used not only by criminal networks to commit identity theft, open fraudulent accounts, or claim government benefits in a child’s name but also by large tech companies to train their algorithms, often without the user’s full awareness or consent. 

New research conducted by Perspectus Global and commissioned by Proton surveyed 2,000 UK parents of children under 16. The findings show that on average, parents upload 63 images to social media every month, with 59% of those being family-related. A significant proportion of parents—21%—share these photos multiple times a week, while 38% post several times a month. These frequent posts not only showcase images but also often contain sensitive data like location tags and key life events, making it easier for bad actors to build a detailed online profile of the child. Professor Maple warned that such oversharing can lead to long-term consequences. 

Aside from potential identity theft, children could face mental distress or reputational harm later in life from having a permanent digital footprint that they never consented to create. The problem is exacerbated by the fact that many parents are unaware of how their data is being used. For instance, 48% of survey respondents did not realize that cloud storage providers can access the data stored on their platforms. In fact, more than half of the surveyed parents (56%) store family images on cloud services such as Google Drive or Apple iCloud. On average, each parent had 185 photos of their children stored digitally—images that may be accessed or analyzed under vaguely worded terms and conditions.  

Recent changes to Instagram’s user agreement, which now allows the platform to use uploaded images to train its AI systems, have further heightened privacy concerns. Additionally, experts have warned about the use of personal images by other Big Tech firms to enhance facial recognition algorithms and advertising models. To protect their children, parents are advised to implement a range of safety measures. These include using secure and private cloud storage, adjusting privacy settings on social platforms, avoiding public Wi-Fi when sharing or uploading data, and staying vigilant against phishing scams. 

Furthermore, experts recommend setting boundaries with children regarding online activity, using parental controls, antivirus tools, and search filters, and modeling responsible digital behavior. The growing accessibility of AI-based image manipulation tools underscores the urgent need for greater awareness and proactive digital hygiene. What may seem like harmless sharing today could expose children to significant risks in the future.

NordVPN Introduces £5,000 ID Theft Recovery Coverage for UK Users on Ultimate Plan

 

NordVPN has launched a new identity theft recovery benefit for its UK subscribers, offering up to £5,000 in reimbursement to help users recover from the financial and emotional toll of identity fraud. This latest addition to its cybersecurity toolkit is exclusively available to customers subscribed to the NordVPN Ultimate plan, priced at £5.09 per month, paid annually at £137.43. 

This move comes amid growing concerns over online threats, especially following recent data breaches involving major UK retailers like Marks & Spencer, Harrods, and Co-op. In these incidents, attackers managed to access sensitive customer data, highlighting the increasing risk faced by consumers today. NordVPN’s ID theft recovery feature complements its existing scam loss protection and is designed to ease the burden of recovering one’s identity after it has been compromised. 

Covered expenses include restoring credit ratings, resolving issues with bank accounts or loans, and even reclaiming lost wages if a victim had to take time off work to deal with the aftermath of identity theft. Additionally, this protection can help victims clear their names in cases where their identities are used for malicious purposes. For those who fall prey to scams—whether through phishing, AI-driven deepfake schemes, or romance fraud—NordVPN offers up to 12 months to file a claim if their bank or financial institution cannot provide assistance. 

These benefits are not limited to the UK alone. NordVPN’s coverage also extends to users in countries like France, Germany, Italy, Sweden, and the Netherlands, with 24/7 access to support services. While NordVPN Basic remains the more affordable option at £2.39 per month, the Ultimate plan’s added layer of financial security could be a worthwhile upgrade for users seeking peace of mind. In comparison, NordVPN users in the United States receive broader coverage through the NordProtect service, which includes cyber extortion and fraud protection with coverage up to $1 million—either through NordVPN Prime or as a standalone service.  

Although the UK plan doesn’t offer the same level of compensation as its U.S. counterpart, the £5,000 coverage still represents a meaningful step toward consumer protection. In an age where cyberattacks are common and even large companies struggle to safeguard data, investing in robust protection is becoming increasingly important. Whether or not users choose to upgrade, staying informed about digital security best practices remains the first line of defence.

Massive Data Leak Exposes 520,000+ Ticket Records from Resale Platform 'Ticket to Cash'

 

A critical security lapse at online ticket resale platform Ticket to Cash has led to a major data breach, exposing over 520,000 records, according to a report by vpnMentor. The leak was first uncovered by cybersecurity researcher Jeremiah Fowler, who found the unsecured and unencrypted database without any password protection.

The database, weighing in at a massive 200 GB, contained a mix of PDFs, images, and JSON files. Among the leaked files were thousands of concert and live event tickets, proof of transfers, and receipt screenshots. Alarmingly, many documents included personally identifiable information (PII) such as full names, email addresses, physical addresses, and partial credit card details.

Using the internal structure and naming conventions within the files, Fowler traced the data back to Ticket to Cash, a company that facilitates ticket resale through over 1,000 partner websites. “Despite contacting TicketToCash.com through a responsible disclosure notice,” Fowler reported, “I initially received no response, and the database remained publicly accessible.” It wasn’t until four days later, following a second notice, that the data was finally secured. By then, an additional 2,000+ files had been exposed.

The responsible party behind maintaining the database—whether Ticket to Cash or a third-party contractor—remains uncertain. It’s also unknown how long the database was left open or whether it had been accessed by malicious actors. “Only a thorough internal forensic investigation could provide further clarity,” Fowler emphasized.

Ticket to Cash enables users to list tickets without upfront fees, taking a cut only when sales occur. However, the company has faced criticism over customer service, particularly regarding payment delays via PayPal and difficulty reaching support. Fowler also noted the lack of prompt communication during the disclosure process.

This breach raises serious concerns over data privacy and cybersecurity practices in the digital ticketing world. Leaked PII and partial financial information are prime targets for identity theft and fraud, posing risks well beyond the original ticketed events. As online ticketing becomes more widespread, this incident serves as a stark reminder of the need for strong security protocols and rapid response mechanisms to safeguard user data.

Think That Job Offer on LinkedIn Is Real? Not Without This Badge

 






LinkedIn has taken a major step toward improving online safety by extending its identity verification feature beyond its own platform. This update is part of the company’s ongoing efforts to help users avoid fake profiles and internet scams, especially in professional spaces.


Verification Now Available Outside LinkedIn

Last year, LinkedIn introduced a system that allowed users to confirm their identity, work history, or education. This could be done by uploading a government ID, using a work email, or verifying through trusted services like Microsoft Entra or CLEAR. Once verified, a small badge appeared on the user’s profile to show they were a real person.

Now, that same badge can be used on other websites too. Platforms like Adobe’s Content Authenticity tool and Behance now support LinkedIn verification. This means that designers, freelancers, and other professionals can show proof of their LinkedIn verification outside the site, helping build trust wherever they share their work.


Fake Profiles: A Growing Problem

Online scams that involve fake identities are a serious issue, especially on business-focused platforms like LinkedIn. Criminal groups often create false accounts pretending to be recruiters or professionals. These accounts are then used to reach out to real users and trick them into clicking malicious links or sharing personal information.

One major example involved a hacker group from North Korea, known as Lazarus. They created a fake LinkedIn profile and pretended to be offering a job to a blockchain developer. During the interview process, the developer was unknowingly sent harmful software, which was used to steal around $600 million worth of cryptocurrency. Experts called this series of attacks “Operation DreamJob.”

In other cases, scammers even created fake developer identities to get hired by real companies. Once inside, they used their access to collect private company data.


More Protection for Job Seekers

In response to these risks, LinkedIn has also added a feature to confirm whether a recruiter is legitimate. Verified recruiters now have a special checkmark on their profiles, making it easier for job seekers to know who they can trust.


What This Means for Users

These new steps help users feel safer while networking or job hunting online. The verification badge shows others that the person they are talking to has been confirmed by LinkedIn, either as a real employee, job seeker, or recruiter. By making this system available on other platforms, LinkedIn is helping more people protect their identities and avoid falling for fake offers or scams.

Identity Theft Concerns Rise as USPS Flags Suspicious Package Deliveries

 


Recently, the United States Postal Service (USPS) issued an advisory in which it advised citizens to be more vigilant in light of an increase in sophisticated mail fraud schemes. In addition to the deceptive activities that have notably increased across the country, particularly during the recent holiday season, consumers' financial and personal security have been threatened significantly as a result of these deceptive activities. In addition to traditional phishing emails and fraudulent text messages, the USPS reports that these scams are now taking a more sophisticated form. 

As the number of unsolicited packages delivered is on the rise, criminals are using increasingly inventive methods to deceive the recipients of their mail to exploit them. This makes it more difficult to tell a genuine email from a fraudulent email. There has been an increase in the number of individuals who are being affected, and as a result, the USPS has intensified its anti-fraud initiatives, reinforcing its commitment to maintaining the integrity of the national postal system in the long run. 

A collaboration between the agency and law enforcement agencies, and consumer protection agencies is being undertaken to track these schemes as well as educate the public about identifying and reporting suspicious activity. There has been a noticeable rise in text message fraud scams impersonating the United States Postal Service (USPS), posing an urgent threat to public data security. In these fraudulent communications, the recipient often receives an alleged pending package and is requested to take additional action to make sure that it is delivered by taking steps to ensure its delivery. 

Even though the message appears authentic, there is a malicious intent behind it, designed to deceive individuals into disclosing sensitive financial and personal information. The most alarming aspect of these scams is their sophisticated presentation. In most cases, the messages are designed to evoke a sense of urgency and legitimacy by using language that sounds official and even replicating USPS logos and branding. 

The victim is usually directed to click on links in the emails, which lead to fake websites that harvest personal information such as banking credentials, ID numbers, and other private data, utilising embedded links. To avoid falling victim to these unscrupulous tactics, it is important to recognise and resist them. In an era of increasingly advanced cyber threats, individuals are advised to maintain vigilance to protect themselves against identity theft and financial exploitation. 

As a result of this, individuals should scrutinise unexpected delivery notifications, refrain from engaging with suspicious links, and report any suspicious messages to the appropriate authorities. During the past few years, cybercriminals have become increasingly sophisticated with regards to the USPS-related text message scams, posing as automated postal service notifications. Under the pretence of facilitating package redelivery, these deceptive messages are designed to convince recipients that they have missed a delivery, causing them to confirm their personal information or click on embedded links. 

While these texts may seem innocuous at first glance, they are a deliberate attempt to compromise the privacy and security of individuals, as well as their financial security. Social engineering plays a significant role in the strategy behind these scams. In a first method, known as pretexting, a plausible narrative, usually a delayed or incomplete delivery, is used to trick the recipient into providing sensitive information in exchange for a fee. 

The second method of attack, SMS spoofing, allows attackers to conceal their true identity by modifying the sender's information to disguise the fraudulent message's origin, thereby appearing as though it has been sent by an official United States Postal Service. In general, these schemes are referred to as smishing, a type of phishing that involves sending text messages in exchange for a reward. Typically, the victims are directed to counterfeit websites that look remarkably similar to official USPS interfaces. 

When users get there, they will be prompted to provide personally identifiable information (PII) as well as their contact information, under the false assumption that this information is necessary to redeliver or verify their package. Many malicious websites out there are not only designed to gather sensitive information, but also to use fraudulent payment services to charge a small transaction fee. Often, the stolen data can be sold on illegal marketplaces or used directly to commit identity theft and financial fraud.

Individuals must be aware of the threats that continue to evolve regarding delivery-related messages and verify any requests that they make through official USPS channels to avoid harm. It has become increasingly apparent that crime has become increasingly sophisticated and frequent in the country's postal infrastructure, as the number and nature of criminal activity have increased. In response to this crime wave, the United States Postal Service (USPS) has intensified its efforts to improve its operations to combat these crimes. 

To implement this initiative, the Government of the United States has decided to implement a comprehensive 10-year strategy, Delivering for America, a $40 billion investment which is intended to transform the postal system into a secure, efficient, and financially sustainable institution that will meet the needs of future generations, thereby transforming the entire postal system. Project Safe Delivery was initiated as part of this larger strategy by USPS, in partnership with the US Postal Inspection Service, as a targeted enforcement campaign to combat crimes aimed at ensuring the safety of mail services and ensuring their integrity. 

It has been more than two years since this joint operation was launched, but since then, it has been able to achieve tangible results, such as more than 2,400 arrests and a significant decrease in mail carrier robberies by more than 27%. This program has been proving to be an effective tool for deterring and prosecuting postal crime, with over 1,200 people apprehended in 2024 alone for mail-related theft, thus demonstrating the program's effectiveness in deterring and prosecuting it. USPS has taken extensive measures to further enhance the security of its delivery network. 

In addition, over 49,000 high-security mailboxes have been installed across the country, designed to prevent tampering and unauthorised entry. Also, advanced electronic locking mechanisms are being installed in the mail carriers' offices to replace the traditional mechanical locks they were using in the past. These upgrades are essential for preventing the widespread theft of carrier keys, which have become frequent targets of criminal activity. It is also vital for the USPS's security framework to emphasise the importance of encouraging public cooperation. 

A substantial monetary reward program has been instituted, and individuals providing credible information that leads to arrests in postal robberies can now receive up to $150,000 for providing credible information. It is also possible for the agency to pay up to $100,000 for actionable tips that lead to the arrests of mail thieves, a practice that reinforces the agency's commitment to protecting both mail workers and the American public. According to Secretary of State Sherry Patterson, the United States Postal Service (USPS) is committed to confronting and dismantling any schemes that attempt to exploit the postal system to maximise revenue. 

USPS has released a set of precautionary guidelines for individuals to follow when receiving suspicious or unsolicited package deliveries, an increasingly common tactic used by identity thieves and fraudsters, as part of its public safety outreach program. When an unrequested parcel is received by a recipient, it is strongly recommended that the recipient refrain from engaging with any embedded links, QR codes, or digital prompts that may accompany the delivery or related notification.

There is a high probability that these elements will act as a gateway to malicious websites that will be used to harvest personal information or to install malware, so it is recommended that users report questionable mail or packages directly to the USPS using their official website. Also, recipients need to maintain ongoing vigilance, monitoring their financial accounts for any anomalies or unauthorised transactions that may suggest fraudulent activity. 

In addition to taking care of users' credit profiles as a precautionary measure, it is also advised that they review them periodically and consider freezing their credit profiles temporarily as an added measure of security. The proactive approach taken by the Post Office is one of the most effective methods of preventing unauthorised credit activity since it can help prevent a crime from potentially occurring, especially in the aftermath of an identity theft. Together, these measures form one of the most effective lines of defence against postal-related scams.

Generative AI Fuels Identity Theft, Aadhaar Card Fraud, and Misinformation in India

 

A disturbing trend is emerging in India’s digital landscape as generative AI tools are increasingly misused to forge identities and spread misinformation. One user, Piku, revealed that an AI platform generated a convincing Aadhaar card using only a name, birth date, and address—raising serious questions about data security. While AI models typically do not use real personal data, the near-perfect replication of government documents hints at training on real-world samples, possibly sourced from public leaks or open repositories. 

This AI-enabled fraud isn’t occurring in isolation. Criminals are combining fake document templates with authentic data collected from discarded paperwork, e-waste, and old printers. The resulting forged identities are realistic enough to pass basic checks, enabling SIM card fraud, bank scams, and more. What started as tools for entertainment and productivity now pose serious risks. Misinformation tactics are evolving too. 

A recent incident involving playback singer Shreya Ghoshal illustrated how scammers exploit public figures to push phishing links. These fake stories led users to malicious domains targeting them with investment scams under false brand names like Lovarionix Liquidity. Cyber intelligence experts traced these campaigns to websites built specifically for impersonation and data theft. The misuse of generative AI also extends into healthcare fraud. 

In a shocking case, a man impersonated renowned cardiologist Dr. N John Camm and performed unauthorized surgeries at a hospital in Madhya Pradesh. At least two patient deaths were confirmed between December 2024 and February 2025. Investigators believe the impersonator may have used manipulated or AI-generated credentials to gain credibility. Cybersecurity professionals are urging more vigilance. CertiK founder Ronghui Gu emphasizes that users must understand the risks of sharing biometric data, like facial images, with AI platforms. Without transparency, users cannot be sure how their data is used or whether it’s shared. He advises precautions such as using pseudonyms, secondary emails, and reading privacy policies carefully—especially on platforms not clearly compliant with regulations like GDPR or CCPA. 

A recent HiddenLayer report revealed that 77% of companies using AI have already suffered security breaches. This underscores the need for robust data protection as AI becomes more embedded in everyday processes. India now finds itself at the center of an escalating cybercrime wave powered by generative AI. What once seemed like harmless innovation now fuels identity theft, document forgery, and digital misinformation. The time for proactive regulation, corporate accountability, and public awareness is now—before this new age of AI-driven fraud becomes unmanageable.

Frankenstein Scam: Here's How to Safeguard Yourself Against Synthetic Identity Fraud

 

Identity theft is not always as straightforward as acquiring one person's information; stolen identities can be put together from several sources. This rising crime, known as synthetic identity fraud or "Frankenstein fraud," involves combining someone's Social Security number with information from other people to establish a new, fake identity.

To safeguard yourself from this and other types of identity theft, look into the finest identity theft protection services. Criminals frequently target the most vulnerable people, including children, the homeless, and the elderly. The offender can then use his new name to borrow money. If a fraudster succeeds, the real owner of the SSN may be held liable.

Modus operandi

Synthetic identity fraud requires patience on the part of the criminal, especially if they use a child's Social Security number. The identity is created by combining a valid Social Security number with an unrelated name, address, date of birth, phone number, or other piece of identifying information to make a new "whole" identity. Criminals can buy Social Security numbers on the dark web, acquire them from data breaches, or defraud people using phishing attacks and other frauds. 

Synthetic identity theft thrives because of a basic vulnerability in the American financial and credit systems. When a criminal creates a synthetic identity to request for a loan, the lender often denies credit because there is no record of that identity in their system. The thieves anticipate this because youngsters and teenagers may have little credit or a limited history, and the elderly may have poor credit scores. 

When an identity applies for an account and is reported to a credit bureau, it is shared with other credit agencies. That conduct is sufficient to allow credit bureaus to identify the synthetic identity as a real person, even if there is minimal activity or evidence to corroborate its authenticity. Once the identity has been established, the fraudsters can begin borrowing credit from lenders.

Prevention tips

Synthetic identity fraud may seem frightening, but there are actions you can take to limit how thieves can utilise your identifying data. 

Freeze your credit report: No one can open new credit lines in your name since a credit freeze stops creditors from viewing your credit reports. Unless your credit is first unfrozen with each of the major credit agencies, this also applies to you. 

Although the procedure for freezing a child's credit is a little more complicated, freezing their credit is also one of the greatest ways to cut off the source of synthetic identity fraud, which mostly depends on obtaining the Social Security numbers of children and the elderly. In a similar vein, you may help stop someone from using your Social Security number without your knowledge by freezing it.

Check credit reports regularly: If you do not freeze your credit reports, make sure to check them on a regular basis for any questionable activity. Be especially aware of any other names, residences, or employers associated with your credit file. You can also join up for free credit monitoring, such as Capital One's CreditWise, which searches the dark web for your personally identifiable information. 

Additionally, you can utilise an identity theft protection service to automate reviewing your credit reports or to alert you if your information is compromised in a breach. AnnualCreditReport.com also offers a free weekly credit report.

FBI Warns Against Free Online File Converters as Potential Cybersecurity Threats

 

Free online file converters have become a popular choice for users looking to convert files into different formats. Whether transforming a PDF into a Word document or switching between media formats, these tools offer convenience with just a few clicks. However, the FBI has issued a warning about the hidden dangers associated with such services.

Despite their ease of use, free file conversion tools may serve as a gateway for malware, potentially compromising users’ sensitive data. According to TechRadar, the FBI has identified certain converters that embed malicious software into the converted files. This malware can infect the user's system, allowing hackers to steal personal and financial information undetected.

Once installed, malware can extract crucial data, including:
  • Full names and home addresses
  • Social Security numbers
  • Banking and financial details
  • Cryptocurrency wallets and access keys
The stolen information is often exploited for identity theft, financial fraud, and other cybercrimes. In some cases, hackers deploy ransomware, which locks victims out of their own systems and demands a hefty ransom for data recovery.

Ransomware attacks have surged, affecting both businesses and individuals. When malware encrypts files, victims face a difficult choice—either pay the ransom or lose access to critical data. The FBI emphasizes that these threats are not limited to corporations; everyday internet users relying on free online tools are also at risk. A report from Cisco Talos highlights ransomware as one of the most significant security threats in recent years.

Mark Michalek, FBI Denver Special Agent in Charge, advises that awareness and education are the best defenses against malware attacks. To minimize risks, users should follow these cybersecurity best practices:
  • Use trusted sources – Only download or use file conversion tools from reputable websites and developers.
  • Keep security software updated – Install and regularly update antivirus and anti-malware programs to detect potential threats.
  • Avoid suspicious links and attachments – Do not open files or click on links from unknown sources.
  • Maintain data backups – Regularly back up important files to prevent data loss in case of an attack.

If you suspect that malware has been installed through a file converter, take immediate action:
  • Disconnect from the internet to prevent further data compromise.
  • Run a full system scan using reputable antivirus software to detect and remove malicious files.
  • Report the incident to law enforcement to document the attack and seek assistance.
While free online file converters provide convenience, they also pose significant cybersecurity risks. Users must remain vigilant and prioritize safety when handling digital files. By adopting precautionary measures and staying informed, individuals can protect their sensitive data from cyber threats.

Western Alliance Bank Data Breach Exposes Nearly 22,000 Customers’ Personal Information

 

Western Alliance Bank has alerted nearly 22,000 customers that their personal information was compromised following a cyberattack in October. The breach stemmed from a vulnerability in a third-party vendor’s secure file transfer software, which allowed attackers to gain unauthorized access to the bank’s systems and extract sensitive customer data. 

Western Alliance, a subsidiary of Western Alliance Bancorporation with over $80 billion in assets, first disclosed the incident in a February SEC filing. The bank revealed that hackers exploited a zero-day vulnerability in the software, which was officially disclosed on October 27, 2024. However, unauthorized access to the bank’s systems had already occurred between October 12 and October 24. The breach was only confirmed after the attackers leaked stolen files online. 

According to breach notification letters sent to 21,899 affected customers and filed with the Office of Maine’s Attorney General, the stolen data includes names, Social Security numbers, birth dates, financial account details, driver’s license numbers, tax identification numbers, and passport information if previously provided to the bank. Despite the exposure, Western Alliance stated there is no evidence of fraud or identity theft resulting from the breach. 

To support affected customers, the bank is offering one year of free identity protection services through Experian IdentityWorks Credit 3B. Although Western Alliance did not disclose the name of the compromised software in its SEC filing or customer notifications, the Clop ransomware gang has claimed responsibility for the attack. In January, Clop listed the bank among 58 companies targeted in a campaign that exploited a critical zero-day vulnerability (CVE-2024-50623) in Cleo LexiCom, VLTransfer, and Harmony software. 

The ransomware group had previously leveraged similar security flaws in MOVEit Transfer, GoAnywhere MFT, and Accellion FTA to conduct large-scale data theft operations. Further investigations revealed that Clop exploited an additional zero-day vulnerability (CVE-2024-55956) in Cleo software in December. This allowed them to deploy a Java-based backdoor, dubbed “Malichus,” enabling deeper infiltration into victims’ networks. Cleo, which serves over 4,000 organizations worldwide, confirmed the vulnerability had been used to install malicious backdoor code in affected instances of its Harmony, VLTrader, and LexiCom software. 

The full extent of the breach remains unclear, but it highlights the growing risks posed by vulnerabilities in third-party software. Organizations relying on such solutions must remain vigilant, promptly apply security patches, and implement robust defenses to prevent similar incidents.

American Addiction Centers Cyberattack Exposes Sensitive Data of 422,424 Individuals

 


In September 2024, American Addiction Centers (AAC) experienced a significant cyberattack that exposed the personal and health-related information of 422,424 individuals. The breach involved sensitive data such as Social Security numbers and health insurance details, prompting AAC to take immediate action to address the situation and support those impacted.

The cyberattack occurred over three days, from September 23 to September 26, 2024. AAC identified the breach on September 26 and quickly launched an investigation. The organization engaged third-party cybersecurity experts and notified law enforcement to assess the extent of the attack. By October 3, investigators confirmed that unauthorized individuals had accessed and stolen data during the breach.

Data Compromised

The stolen information included:

  • Names, addresses, and phone numbers
  • Dates of birth
  • Social Security numbers
  • Health insurance details

AAC assured clients that no treatment information or payment card data was compromised during the incident. While the exposed data could be exploited for identity theft, the company emphasized that there is no evidence linking the breach to fraudulent activity at this time.

Response and Notifications

In December 2024, AAC began notifying affected individuals, with official letters sent out just before the holiday season. These notifications outlined the breach details, the steps AAC had taken to address the incident, and the measures implemented to prevent future occurrences.

To mitigate risks, AAC offered affected individuals complimentary credit monitoring services for 12 months. The organization partnered with Cyberscout, a TransUnion company, to provide identity protection services, including:

  • Alerts for credit report changes
  • Monitoring for suspicious activity
  • Fraud Assistance

Affected individuals are encouraged to enroll in these services by March 31, 2025, to ensure their data remains protected.

Beyond immediate support, AAC implemented enhanced security protocols to strengthen its cybersecurity defenses. The organization collaborated with leading cybersecurity experts to fortify its systems and continues to review and update its measures regularly. Additionally, AAC established a dedicated hotline to assist individuals with inquiries and provide guidance on protective measures.

Proactive Recommendations

Although AAC has found no evidence of identity theft linked to the breach, it urged affected individuals to take the following proactive measures:

  • Monitor financial accounts and credit reports
  • Place fraud alerts on credit files
  • Consider security freezes on credit accounts

AAC’s notification letters include detailed instructions on these steps to help individuals safeguard their personal information against potential threats.

AAC emphasized its dedication to protecting personal information and maintaining transparency with its clients. “We regret that this incident occurred and the concern it may have caused,” the company stated. “We take the confidentiality and security of personal information very seriously and will continue to take steps to prevent a similar incident from occurring in the future.

As investigations into the incident continue, AAC remains focused on strengthening its cybersecurity measures and rebuilding client trust. For further information, individuals can contact AAC’s dedicated hotline at 1-833-833-2770, available Monday through Friday from 8:00 a.m. to 8:00 p.m. Eastern Time.

This incident highlights the importance of robust cybersecurity measures and proactive data protection strategies to safeguard sensitive information in the digital age.

Cybercriminals Exploit Identity Verification Systems

 


Cybercriminals on the dark web have developed new ways to exploit identity verification systems. Rather than hacking or stealing personal information, they are purchasing it directly from individuals, as revealed by security researchers at iProov. This approach allows them to bypass Know Your Customer (KYC) processes used by businesses to verify customer identities. Researchers found that a criminal group in Latin America is gathering identity documents, such as passports and driver's licenses, along with corresponding facial images. 

In some cases, these criminals pay individuals for their personal data. While the exact amount paid remains unclear, this practice raises serious concerns. This group’s activities extend beyond Latin America, with similar tactics reported in Eastern Europe. Law enforcement agencies in these regions have been alerted to the threat. 
 
Why Is This Dangerous? 
 
Selling personal data equips fraudsters with real identity "kits," which combine authentic documents with matching biometrics. This makes it challenging to identify the kits as counterfeit. According to iProov Chief Scientific Officer Andrew Newell, these kits enable criminals to execute sophisticated impersonation scams, putting victims’ financial security and personal identities at risk. 
  
What Can Be Done? 
 
Classic verification methods have proven inadequate against such advanced attacks. iProov recommends implementing multi-layered security measures to combat these threats. Key steps include:
  • Real-Time Authentication: Verifying that the user is a human being in real-time.
  • Identity Verification: Ensuring the user matches the rightful owner of the presented identity.
These layered methods significantly hinder cybercriminals, even when they possess convincing identity data. iProov notes that even sophisticated attackers struggle to bypass such systems while maintaining realistic interactions.
  • Never sell or share your personal information, regardless of incentives.
  • Be cautious of schemes offering money for personal data, as they can fuel large-scale fraud.
  • Stay vigilant and report any suspicious activity to relevant authorities.
As cybercriminals continue to innovate, businesses must invest in robust security systems, and individuals must take proactive steps to safeguard their sensitive information.

Builder.ai Data Breach Exposes Sensitive Information of Over 3 Million Users

 

A huge data security breach has come to light, with the data platform Builder.ai. It's a service that lets organizations build their own proprietary, custom software applications, which don't need heavy programming. According to a blog post by a security researcher, sensitive information from more than three million users' accounts was inadvertently leaked to the internet, leaving an open question of what now?

Jeremiah Fowler, a cybersecurity expert known for discovering unsecured online databases, found a Builder.ai archive with over 3 million records. This archive reportedly contained 1.29 terabytes of data, including very sensitive materials such as invoices, NDAs, email screenshots, and tax documents.

Worryingly, files contained access keys and configurations of two cloud storage systems. These keys, in the wrong hands, could grant hackers access to even more sensitive data.  


What Was Exposed

The exposed database included the following:  

337,434 invoices: The documents comprised transactions between Builder.ai and its clients.

32,810 master service agreements: Most agreements included user names, e-mail addresses, IP details and project estimations of the cost associated with a particular project giving a holistic overview of their sensitive information.  


Such data left unprotected poses grave risks. This information could be used for phishing scams, identity theft, or even financial fraud by criminals. Phishing is the art of making people give up their personal information by claiming to be a trusted person. The presence of cloud storage keys in the database further increases the worry, as this may also open access to more sensitive files elsewhere.

Fowler quickly notified the company, Builder.ai. However, the company, in its defense, showed that it could not tighten the database security due to "complexities with dependent systems." It is already a month, and nobody knows if the problem persists.  

Misconfigured databases are one of the constant problems of the digital era. Companies don't realize they have a shared responsibility to secure the data when it comes to cloud services, leaving large repositories of information exposed unintentionally. 

For businesses, this is an important wake-up call regarding comprehensive cybersecurity practices- periodic checks and ensuring the databases are properly secured for users' data protection.

For users, vigilance is key. Anyone who's interacted with Builder.ai should keep an eye out on their accounts for anything weird and be on their toes for phishing scams.

And in this hyperconnected world, security breaches such as this remind us that vigilance is key, too, for companies as much as it is for their users.



Protect Yourself from AI Scams and Deepfake Fraud

 

In today’s tech-driven world, scams have become increasingly sophisticated, fueled by advancements in artificial intelligence (AI) and deepfake technology. Falling victim to these scams can result in severe financial, social, and emotional consequences. Over the past year alone, cybercrime victims have reported average losses of $30,700 per incident. 

As the holiday season approaches, millennials and Gen Z shoppers are particularly vulnerable to scams, including deepfake celebrity endorsements. Research shows that one in five Americans has unknowingly purchased a product promoted through deepfake content, with the number rising to one in three among individuals aged 18-34. 

Sharif Abuadbba, a deepfake expert at CSIRO’s Data61 team, explains how scammers leverage AI to create realistic imitations of influencers. “Deepfakes can manipulate voices, expressions, and even gestures, making it incredibly convincing. Social media platforms amplify the impact as viewers share fake content widely,” Abuadbba states. 

Cybercriminals often target individuals as entry points to larger networks, exploiting relationships with family, friends, or employers. Identity theft can also harm professional reputations and financial credibility. To counter these threats, experts suggest practical steps to protect yourself and your loved ones. Scammers are increasingly impersonating loved ones through texts, calls, or video to request money. 

With AI voice cloning making such impersonations more believable, a pre-agreed safe word can serve as a verification tool. Jamie Rossato, CSIRO’s Chief Information Security Officer, advises, “Never transfer funds unless the person uses your special safe word.” If you receive suspicious calls, particularly from someone claiming to be a bank or official institution, verify their identity. 

Lauren Ferro, a cybersecurity expert, recommends calling the organization directly using its official number. “It’s better to be cautious upfront than to deal with stolen money or reputational damage later,” Ferro adds. Identity theft is the most reported cybercrime, making MFA essential. This adds an extra layer of protection by requiring both a password and a one-time verification code. Experts suggest using app-based authenticators like Microsoft Authenticator for enhanced security. 

Real-time alerts from your banking app can help detect unauthorized transactions. While banks monitor unusual activities, personal notifications allow you to respond immediately to potential scams. The personal information and media you share online can be exploited to create deepfakes. Liming Zhu, a research director at CSIRO, emphasizes the need for caution, particularly with content involving children. 

Awareness remains the most effective defense against scams. Staying informed about emerging threats and adopting proactive security measures can significantly reduce your risk of falling victim to cybercrime. As technology continues to evolve, safeguarding your digital presence is more important than ever. By adopting these expert tips, you can navigate the online world with greater confidence and security.

Ransomware Gangs Target Weekends and Holidays for Maximum Impact

 


A new report by cybersecurity firm Semperis reveals that ransomware gangs are increasingly launching attacks during weekends and holidays when organisations are less equipped to respond. The study found that 86 percent of ransomware incidents occurred during off-peak times as companies often scale back their security operations centre (SOC) staffing. While most organisations claim to run 24/7 SOCs, 85% admit to reducing staff by up to half on weekends and holidays, leaving critical systems more exposed. According to Dan Lattimer, an area vice president at Semperis, many organisations cannot afford the high cost of maintaining full SOC coverage each day. He noted, for example, that some organisations assume they are less exposed to risk during weekends because fewer employees are online to fall prey to phishing attacks. Others perceive their exposure being low because they have never had a threat in the past, further reducing the monitoring effort.


Why Cybercriminals Prefer Off-Peak Hours

Attackers leverage these openings to elevate the chances of their success. Performing attacks during weekends or holidays gives them a relatively longer timeframe to conduct an operation secretly so they can encrypt files and steal sensitive information with little hope of interfering soon. According to Lattimer, this tactic increases the chances of receiving ransom money because the organisations are willing to regain control at any critical downtime.

The report also showed that finance and manufacturing were among the most often targeted sectors, with 78 percent and 75 percent of organisations in the respective sectors reporting attacks on weekends or holidays. Furthermore, 63 percent of respondents said the ransomware related to major corporate events such as mergers or layoffs, which often cause additional diversion for IT teams. 


Identity Security Lapses Continue

Another concerning result of the report is that too many companies feel too confident about their identity security. While 81% said to have sufficient defences against identity-related attacks, 83% experienced successful ransomware incidents in the past year. This discrepancy is largely due to lack of budget and resources to properly protect identity systems like AD, a part of core infrastructure.

Semperis noted that without proper funding for identity threat detection and response (ITDR), many organisations are leaving themselves open to attacks. Around 40% of companies either lacked the resources or were unsure about their ability to secure these systems. 


Takeaway

SEMPERIS 2024 RANSOMWARE HOLIDAY RISK REPORT states that businesses must immediately address the vulnerability of weekends. Strengthening cybersecurity measures over holidays, investing in such robust identity protection, and maintaining consistent monitoring can help mitigate such growing risks for organisations. Cybercrime has become so dynamic, and hence organisations must adapt constantly to stay one step ahead.



How Incogni Helps Protect Your Digital Privacy and Reduces Spam

 

Managing unwanted spam messages, calls, and emails has become a necessary part of online life today. Beyond annoyance, these can lead to identity theft, financial fraud, and other issues. Much of this activity is driven by advertisers and marketing companies, which rely on data brokers who collect, store, and sell personal data for profit. In response, data removal services like Incogni have emerged to protect online privacy. Developed by Surfshark, Incogni uses automation to simplify and expedite the process of deleting personal data from these brokers’ databases. 

Incogni is designed for ease of use and requires minimal user intervention. Users authorize Incogni to handle the data removal requests with just a few initial steps. Once signed up, Incogni handles the technical legwork of filing removal requests with data brokers on the user’s behalf. It also regularly re-checks databases to ensure that data brokers don’t re-acquire the user’s information, providing ongoing protection. Incogni then tracks and organizes each request through a clean, user-friendly dashboard that categorizes requests by status, such as “sent,” “in progress,” or “completed.” The demand for Incogni reflects growing concerns over the security of personal information. When sensitive data is leaked or accessed by malicious actors, the consequences can be severe, ranging from identity theft to financial fraud.

For many, manually contacting data brokers is too complex and time-consuming. Incogni’s automation offers an efficient alternative, saving users considerable effort while giving them peace of mind about their digital privacy. Incogni is available as a standalone service, but it can also be bundled with Surfshark’s other cybersecurity tools, such as real-time data breach alerts, antivirus software, and an ad blocker, under the Surfshark One+ plan. Incogni’s appeal is in its accessibility and price. Competing data removal services like DeleteMe, Optery, Kanary, and Privacy Bee offer similar features but are often more expensive or complex. DeleteMe, for example, tracks a larger list of brokers but is more costly. Incogni balances affordability with essential functionality, making it a practical choice for users who want effective, no-frills data removal. 

This service is ideal for people who receive excessive spam or have concerns about personal information being exposed in a data breach. Additionally, for anyone who has already faced cybercrime, Incogni helps reduce ongoing risks by limiting the spread of their personal data online. While Incogni lacks some detailed tracking features offered by its competitors, it remains highly effective at what it does, making it a convenient option for most users. With an emphasis on simplicity, Incogni lets users reclaim privacy without extensive technical knowledge, automating much of the process. By reducing users’ digital footprint and preventing misuse of their information, Incogni offers an efficient layer of security in a landscape where personal data is frequently at risk.

Comcast Data Breach Impacts Thousands, Sensitive Information Compromised

 



Comcast Cable Communications LLC reports that it is a victim of a data breach compromising personal information of more than 237,000 individuals, including 22 residents of Maine. According to an investigation, the breach is traced back to Financial Business and Consumer Solutions, Inc., a third-party with which Comcast has associated in the past.

The data breach began on February 14, 2024, when an unauthorised third party gained access to FBCS's computer network. Access to this unauthorised party had led to a ransomware attack where cybercriminals downloaded and encrypted sensitive data. Initially, on March 13, 2024, FBCS had communicated to Comcast that customer information did not appear to have been compromised. However, months later, on July 17, 2024, it came to be known that sensitive customer data had indeed been affected.


New Comcast Hacking Findings

As soon as the breach was discovered, FBCS reached out to the FBI and hired some private cybersecurity firms to comprehend the full dimension of the breach. The investigation revealed names, addresses, Social Security numbers, birth dates, and Comcast account numbers accessed. The acquired information is of a very sensitive nature that encompasses substantial risk factors for identity theft and even financial frauds.

Still, FBCS has maintained that, to date, there is nothing known to be ill-gotten from the stolen data. Only the records starting 2021 are affected, as in 2020, FBCS terminated its contract with Comcast.


Support for Victims

Comcast began notifying the victims on 16 August 2024 and is providing them with free identity theft protection for 12 months. Comcast is partnering with CyEx Identity Defense Complete for credit monitoring and additional support services.

The notification stated that the breach had occurred only in FBCS systems and was unrelated to Comcast's networks themselves. To reach out to the affected customers, the company, Comcast, geared efforts towards helping them manage the fallout of the breach. It provided direct communication and access to a support service. Outside legal counsel for Comcast, Michael Borgia noted, "We are committed to helping our customers navigate the aftermath of this incident and ensuring they have the resources necessary to protect themselves."

Watching Your Back: Protection of Consumer Data End

The Comcast breach highlights the kinds of current risks facing consumers whose data is managed by third-party vendors. In response to this, Comcast is counselling its consumers to be on their guard. Protecting measures include: reviewing account statements for suspicious transactions, reviewing credit reports, and registering for the identity protection services Comcast is offering. Moreover, Comcast is suggesting the enabling of two-step verification for Xfinity accounts in order to increase security to its fullest potential.

This incident underlines the critical need to protect information while ensuring greater caution with regard to personal information in light of more prudent cyber attacks.



BSNL Reportedly Suffers Major Data Breach: Sensitive User Information at Risk

 

Bharat Sanchar Nigam Limited (BSNL) has reportedly experienced a significant data breach, with the responsible threat actor claiming to have acquired sensitive user and operational data. The government-owned telecom provider's servers were attacked, resulting in the hackers obtaining SIM card details, home location register data, and critical security keys. This stolen data could potentially be used for criminal activities such as SIM card cloning, identity theft, and extortion.

According to a report by digital risk management firm Athenian Tech, cited by News18, the cyberattack was carried out by a threat actor using the dark web forum username “kiberphant0m”. It remains unclear if the attack was executed by an individual or a group of hackers.

The report states that approximately 278GB of data from BSNL's telecom operations was compromised. This data includes not only user information but also server snapshots that could be exploited for further attacks, posing severe security risks. The threat actor claims to have obtained critical details such as International Mobile Subscriber Identity (IMSI) numbers, SIM card details, PIN codes, authentication keys, and snapshots of BSNL's SOLARIS servers.

The hacker has reportedly offered the stolen data for sale at $5,000 (roughly Rs. 4.18 lakh). Discussions on the dark web forum suggest potential misuse of the data for activities like SIM cloning, identity theft, and extortion.

Kanishk Gaur, CEO of Athenian Tech, explained that while the specific vulnerabilities exploited by “kiberphant0m” are not publicly disclosed, access to critical systems such as the Home Location Register (HLR) and SOLARIS server snapshots indicates a deep penetration. This likely involved exploiting software vulnerabilities or sophisticated social engineering techniques. The server snapshots suggest possible exploitation of known vulnerabilities within BSNL's server infrastructure, highlighting the need for rigorous patch management and security updates.

The alleged data breach poses a serious threat to millions of BSNL users whose sensitive information may have been compromised. Notably, BSNL experienced a similar data breach in December 2023. Gadgets 360 has reached out to BSNL for a comment and will update the story once a response is received.

Safeguarding Your Employee Data From Identity Theft

 

In today's digital age, where data breaches and cyberattacks are increasingly common, safeguarding against identity-based attacks has become paramount for organizations worldwide. Identity-based attacks, which involve the unauthorized access to sensitive information through compromised user credentials, pose significant risks to businesses of all sizes and industries. 

As CrowdStrike reported, 80% of attacks involve identity and compromised credentials, highlighting the widespread nature of this threat. Additionally, an IBM report found that identity-related attacks are now the top vector impacting global cybercrime, with a staggering 71% yearly increase. 

Cybercriminals employ various tactics to carry out identity-based attacks, targeting organizations through phishing campaigns, credential stuffing, password spraying, pass-the-hash techniques, man-in-the-middle (MitM) attacks, and more. Phishing campaigns, for example, involve the mass distribution of deceptive emails designed to trick recipients into divulging their login credentials or other sensitive information. Spear-phishing campaigns, on the other hand, are highly targeted attacks that leverage personal information to tailor phishing messages to specific individuals, increasing their likelihood of success.  

Credential stuffing attacks exploit the widespread practice of password reuse, where individuals use the same passwords across multiple accounts. Cybercriminals obtain credentials from previous data breaches or password dump sites and use automated tools to test these credentials across various websites, exploiting the vulnerabilities of users who reuse passwords. Password spraying attacks capitalize on human behavior by targeting commonly used passwords that match the complexity policies of targeted domains. 

Instead of trying multiple passwords for one user, attackers use the same common password across many different accounts, making it more difficult for organizations to detect and mitigate these attacks. Pass-the-hash techniques involve obtaining hashed versions of user passwords from compromised systems and using them to authenticate into other systems without needing to crack the actual password. This method allows attackers to move laterally within a network, accessing sensitive data and executing further attacks. MitM attacks occur when attackers intercept network connections, often by setting up malicious Wi-Fi access points. 

By doing so, attackers can monitor users' inputs, including login credentials, and steal sensitive information to gain unauthorized access to accounts and networks. To mitigate the risk of identity-based attacks, organizations must adopt a multi-layered approach to security. This includes implementing strong password policies to prevent the use of weak or easily guessable passwords and regularly auditing user accounts for vulnerabilities. 

Multi-factor authentication (MFA) should be implemented across all applications to add an extra layer of security by requiring users to provide a second form of authentication, such as a one-time password or biometric data, in addition to their passwords. Furthermore, organizations should protect against social engineering attacks, which often target service desk staff to gain unauthorized access to sensitive information. Automated solutions can help verify user identification and reduce the risk of social engineering vulnerabilities. 

 Identity-based attacks pose significant risks to organizations, but by implementing robust security measures and remaining vigilant against evolving threats, businesses can effectively mitigate these risks and safeguard their sensitive information from cybercriminals.