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Showing posts with label Identity Theft. Show all posts
TransUnion
Consumer Protection Cybersecurity Data Breach Identity Theft Social Engineering third-party risk TransUnion

Credit Bureau TransUnion Confirms Breach Impacting Millions


 

In the apparent wake of growing threats to consumers' personal information, credit reporting giant TransUnion has recently announced a cybersecurity incident that exposed personal information from more than 4.4 million Americans. Several regulators and state attorneys general have confirmed that the breach took place on July 28, 2025, and was discovered just two days later by investigators. 

Among the data exposed was sensitive information such as names, Social Security numbers, and dates of birth, which were linked to a third-party application that was used by TransUnion in its U.S. consumer operations. In its statement, TransUnion clarified that the breach was limited in scope, clarifying that its internal systems and core credit reporting databases were not impacted by the breach. 

The company also stated that no credit reports or core financial records - information that could be highly valuable to fraudsters - were accessed by anyone. TransUnion filed notifications in Maine and Texas indicating that the incident was related to a third-party platform that was reportedly linked to Salesforce, rather than TransUnion's own infrastructure. 

Despite the company’s description of the exposure, which was limited to “some limited personal data”, the magnitude of the breach underscores the ongoing risks associated with external service providers in the financial services industry. 

Recent years have seen a growing concern for credit bureaus as consumer information has become increasingly attractive to cybercriminals as a target. This latest security incident is another in a long string of security incidents that have impacted major financial institutions in recent years, highlighting the difficulty of safeguarding sensitive information across a complex digital ecosystem. 

In addition to Experian and Equifax, TransUnion is one of the nation's "big three" credit reporting agencies, and together with them, they play an important role in shaping our nation's financial system by compiling detailed credit histories on nearly every consumer who has an active credit history. These files are used to create credit reports that lenders, landlords, and employers use in order to gauge a person's financial security, and they are also used to build widely known scoring models like FICO. 

This is the method by which lenders, landlords, and employers use to calculate a credit score that is composed of three digits. It is therefore natural for breaches involving such institutions to have such a significant impact on consumers and the economy as a whole. Taking a step in response to the latest incident, TransUnion has begun to send out letters to affected individuals directly and has urged consumers to contact the fraud helpline at 1-800-516-4700, which is open on weekdays, to find out if they are in good standing. 

In addition, experts suggest that consumers periodically review their credit reports across the three credit bureaus—which can be accessed for free once a week by visiting AnnualCreditReport.com.com—to see if there are any inaccuracies or if there are signs that something is amiss. As a measure of further security, paid services, like MyFico, can track FICO scores in real time and monitor fraud, while platforms like Credit Karma and WalletHub offer free VantageScore reports to subscribers who enrol in them. 

The TransUnion company initially stated that there had been no compromise of credit files; however, subsequent disclosures told a much more troubling story. According to regulatory filings filed with the Texas Attorney General’s office, among the exposed data set were names, dates of birth, and Social Security numbers, which are some of the most sensitive identifiers in the world today. 

There is no way to monitor or reset Social Security numbers, unlike credit information, which can be monitored or reset, and it may serve as a gateway to long-term identity theft and fraud. Several financial security experts warn that such information can be used for a number of purposes, including opening unauthorised credit lines, applying for loans or government benefits under stolen identities, submitting false tax returns, and other financial crimes. 

Considering that TransUnion is among the largest credit bureaus in the nation and holds records on over 260 million Americans, this breach raises serious concerns about the resilience of institutions that safeguard some of the country’s most critical consumer information. As a consequence of the breach, which was detected on July 28  and contained within hours, affected individuals have now been notified about it. 

There has been no compromise of TransUnion's core credit database or consumer credit reports, a company that is among the nation's three primary credit bureaus, along with Equifax and Experian. Rather, the intrusion was traced back to a third-party application supporting U.S. consumer operations, where unauthorised access allowed for the publication of limited personal information. According to court filings in Maine and Texas, however, names, birthdates, and Social Security numbers were among the data that had been compromised. 

In order to assess the full scope of this incident, TransUnion has engaged an independent cybersecurity expert to conduct a forensic analysis. The incident occurred in the midst of a large wave of cyberattacks targeting Salesforce-connected software. In June, Google revealed that hackers were using modified versions of Salesforce-related tools for infiltration and stealing large amounts of sensitive data from cloud systems. ShinyHunters, a cybercriminal organisation suspected of being involved in such campaigns, has been accused of using extortion tactics against employees of victim companies.

Security researchers have noted that some of the biggest corporations in the world have been breached in similar ways in recent months, including Google, Farmers Insurance, Allianz Life, Workday, Pandora, Cisco, Chanel, and Qantas. This highlights the importance of supply-chain vulnerabilities in a wide range of popular platforms as well as the dangers they pose. 

According to Salesforce, social engineering attacks against users, and not flaws in Salesforce's platform, were at fault, as it has maintained. A comparison is inevitably drawn with Equifax's 2017 data breach, one of the biggest in U.S. history, in which 147 million Americans' personal data was exposed, costing the company nearly $700 million in settlements and fines, and ultimately causing the company to lose millions of dollars. 

In the wake of this incident, congressional hearings were held and scrutiny of the credit reporting industry heightened, which led to state and federal government reforms aimed at strengthening consumer data protection. As a result of the TransUnion breach, security experts are once again urging the affected to be vigilant, reviewing their credit reports, setting up fraud alerts, and monitoring their accounts to ensure that unusual activity does not occur. 

As of right now, AnnualCreditReport.com is providing free weekly credit reports from all three major credit bureaus. Additional monitoring services may also provide a means of detecting signs of fraud, while in the meantime, Schubert Jonckheer & Kolbe has announced an investigation into the TransUnion incident, signalling the possibility of further litigation. 

TransUnion has yet to provide any details regarding the new safeguards that TransUnion intends to implement, nor has it specified whether financial restitution will be provided to victims. There have been a growing number of high-profile breaches involving third-party providers, which have been attributed to vulnerabilities in those third parties during the last few years.

For example, in June 2025, a cyberattack against chains IQ chain exposed proprietary data and banking information of the banking giant UBS. The following month, Allianz Life announced that a compromised cloud-based customer relationship management system had been used to obtain personal information regarding the majority of the company's 1.4 million American customers. That same month, Qantas confirmed that approximately six million customer records were exposed after hackers breached a third-party customer service platform on which Qantas had relied. 

Researchers have identified many of these incidents as related to cybercriminal groups such as ShinyHunters and Scattered Spider, both of which specialise in exploiting third-party information technology and cloud providers, and both of which specialise in using advanced social engineering tactics to do so. A number of these groups are thought to be associated with "The Com," a sprawling, loosely organised, cybercriminal community comprised of thousands of English-speaking actors who have collaborated on data theft, extortion, and fraud campaigns across a wide range of industries. 

A number of recent incidents have highlighted the persistent vulnerability of third-party platforms, as well as the increasing sophistication of cybercriminal groups attacking the financial services industry. As consumers are reminded by the breach, even when core systems remain intact, the theft of identifying information like Social Security numbers can result in long-term impacts that go beyond the initial intrusion, even if the original intrusion is not detected. 

It is highly recommended that individuals do more than simply review their credit reports—by freezing their credit with all three credit bureaus, a person is preventing the opening of a new account in their name by criminals, while a fraud alert can assist in making it more difficult for the criminals to take advantage of stolen information. 

Moreover, consumers should also consider employing identity monitoring tools that can provide them with the ability to scan the dark web for compromised information before potential misuse turns into financial damage. 

There is also a clear lesson to be learned from reliance on third-party applications: organisations need not only contractual protection but also continuous monitoring, rigorous vetting, and layers of defence to prevent unauthorised access to their systems. Increasingly, supply chain attacks will be a growing problem, and resilience will be dependent upon proactive investment in security as well as consumer awareness of the threats.
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malware
2FA cryptocurrency Fake Captcha Identity Theft Lumma Stealer malware

Hackers Trick Users with Fake Captchas to Steal Data

 



Cybersecurity researchers have uncovered a new technique where attackers use fake Captcha tests to trick people into installing malware called Lumma Stealer. This malicious program is designed to quietly search infected computers for valuable information, such as login credentials, cryptocurrency wallet details, and two-factor authentication codes.

The scheme first appeared on a Greek banking website, where users were shown what looked like a Captcha security test. Instead of a normal verification, the prompt instructed Windows users to copy a piece of text into their Run dialog box and press Enter. By doing so, victims unknowingly triggered the installation of Lumma Stealer without downloading a visible file.

According to data shared by DNSFilter, a security company monitoring the incident, clients came across this fake Captcha 23 times in just three days. Alarmingly, around 17% of users who saw it followed the instructions, which led to attempts to infect their systems with malware.


How Lumma Stealer Works

Once inside a computer, Lumma Stealer immediately begins searching for anything that can be exploited for profit. This includes saved browser passwords, cookies, stored two-factor authentication tokens, cryptocurrency wallets, and even the data kept in password managers. Cybercriminals can use this stolen information to commit identity theft, break into financial accounts, or steal digital assets such as crypto funds.

What makes this threat particularly concerning is that Lumma Stealer can be hidden on otherwise legitimate websites, meaning unsuspecting users may fall victim even without visiting suspicious or obviously harmful pages.


Malware-as-a-Service Model

Lumma Stealer is part of a growing cybercrime trend known as Malware-as-a-Service (MaaS). Under this model, professional malware developers create the malicious software, improve its ability to avoid detection, and maintain hosting services. They then rent access to the malware to other cybercriminals in exchange for subscription fees. This arrangement makes it easy for attackers with little technical expertise to launch damaging campaigns.

Earlier this year, authorities attempted to disrupt Lumma Stealer operations. The U.S. Department of Justice seized several domains linked to the malware, while Microsoft removed thousands of related websites. However, security analysts report that Lumma Stealer quickly resurfaced, showing just how resilient and profitable such services can be.

Part of Lumma Stealer’s popularity comes from its low cost. Subscriptions can be found on underground forums for only a few hundred dollars per month, yet the potential financial return for criminals is enormous. In recent analyses, experts estimated that hundreds of thousands of devices have been compromised, with losses reaching tens of millions of dollars.

The importance of staying alert online cannot be emphasised enough. Unusual instructions, such as copying text into a computer’s Run command should raise suspicion immediately. Cybersecurity specialists advise users to verify unexpected prompts and ensure their systems are protected with updated security tools to reduce the risk of infection.



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Identity Theft
CERT Cyberattack CyberCrime Dark Web Data Breach Digital Vulnerability FBI Hospitality Security Identity Theft

Cybercriminals Steal Thousands of Guest ID Documents from Italian Hotels

 


Thousands of travellers have been left vulnerable to cyberattacks caused by hotel systems that have been breached by a sweeping cyberattack. Identities that have been stolen from hotel systems are now circulating on underground forums. According to the government's Agency for Digital Italy (CERT-AGID), the breach has now become among the most significant data security incidents to have struck the country's tourism industry in recent years due to the breach that has been confirmed by the agency. 

According to an FBI report, a hacker using the alias “mydocs” is suspected of gaining access to hotel reservation platforms from June to August, allowing them to download high-resolution copies of passports, identification cards, and other identity documents obtained during guest check-in. This hacker has been selling a total of over 90,000 documents on well-known cybercrime forums, spread across a number of batches. 

Hotels and Guests Caught Off Guard

A total of ten hotels have been confirmed to have been affected by the theft, but officials warn that this number may increase as the investigation continues. It has been observed that CERT-AGID has already intercepted at least one attempt to resell the data illegally, which suggests that much of the information being offered is genuinely accurate rather than exaggerated, as is often the case within cybercriminal circles. Passports, as well as national identification cards, are of particular value because of their potential for abuse, which means that they are particularly valuable. 

There is a possibility that fraudsters can exploit this information to create false identities, open accounts with banks, or launch sophisticated social engineering attacks in an effort to fool the victim into divulging even more personal information. It is stated in the CERT-AGID public advisory that the possible consequences for those affected are "serious, both legally and financially." 

The Scale of the Breach

Hotels are being questioned about how much information they keep, and for how long, based on the scope of the breach. In spite of the fact that the incidents are believed to have occurred between June and July, investigators can't rule out the possibility that years of archived guest scans were hacked. Several travelers would have been affected beyond the tens of thousands confirmed to have been affected, which is a significant increase in the number of affected travellers. 

There has been a report on the Ca’ dei Conti in Veneto, a four-star hotel in Venice, that was among the properties that were targeted. According to Corriere del Veneto, as many as 38,000 guest records have been gathered at this hotel, which demonstrates just how large the attack has been. It has been reported that stolen data is being offered on the dark web for sale at a price ranging from $937 to $11,714 per tranche, depending on the size and type of the data. 

A Familiar Target for Cybercriminals 

There has been a troubling pattern of attacks in the hospitality sector for some time now. As a result of collecting a combination of financial and identity data from millions of guests each year, hotels have always been a target for hackers. Due to their old IT systems, fragmented digital platforms, and global nature, they are a relatively easy target and high in value. 

In April of this year, CERT-AGID interrupted a separate smishing campaign aimed at stealing Italian citizens' identification documents. It was found that the attackers asked victims to send selfies with their identification cards as a way to increase the value of stolen credentials for fraudulent activity and impersonation schemes. This was done as a result of the fact that multiple, unrelated operations have emerged within the last few months, demonstrating the growing demand for identity data on criminal markets for a variety of reasons. 

How the Data Can Be Abused

It is important to note that cybersecurity experts warn that stolen identity scans can be reused in several ways that travellers might not anticipate. Besides the obvious risks of opening a bank account or applying for a loan, criminals can also use this information to rent properties or commit tax fraud or circumvent identity checks on the web. These documents can form the basis of long-term fraud campaigns when combined with other leaked information, such as email addresses and telephone numbers, that has been leaked. 

The authorities are warning anyone who stayed in an Italian hotel over the summer to keep an eye out for red flags such as credit inquiries, unusual account activity, or unsolicited bank correspondence. It is not uncommon for the first signs of misuse to emerge weeks or even months after the initial breach has taken place. 

Industry Response and Urgency 

It has been urged that hotels and other organisations that handle identity information take immediate steps to strengthen their defences. In the agency's advisory, it was stressed that businesses had to go beyond simply complying with data processing laws, and should adopt robust digital security practices, from encrypted storage to stronger authentication protocols as well as regular audits of their systems. 

The increase in illicit identity document sales confirms that increased awareness and protective measures should be taken by both the organisations that manage them and the citizens themselves, according to a statement released by the agency. Italy, where tourism is a significant part of its national economy, faces both economic and reputational risks as a consequence of the incident. 

There are millions of visitors who each year submit sensitive information to websites in the hope that their privacy will be protected. Experts warn, however, that if breaches of this scale continue, it will have a long-term impact on public trust in the industry. 

A Warning for the Global Hospitality Industry

There is no doubt that the "mydocs" case is a wake-up call for Italy, but it is also a wake-up call for the entire international hotel industry. Hotels around the world have adopted digital check-in tools and automated identification verification tools for the purpose of protecting sensitive data, often without the required security measures to protect them. 

As investigators continue to uncover the extent of this breach, it is becoming increasingly clear that cybersecurity must now take precedence in an industry where efficiency and convenience often dominate. When there is no stronger protection in place, hotels risk becoming prime hunting grounds for identity thieves, leaving guests to pay for their actions long after they have checked out of their hotel. 

Hotel businesses in Italy are facing a breach that is more than a cautionary tale. It is also an opportunity for their approach to digital trust to be reevaluated. The problem with maintaining guests’ confidence has become increasingly important in an age where privacy and security are key components of customer expectations, and hotels and tourism operators face the challenge of complying with regulatory requirements as well. 

Providing a high-quality service to guests must include a strong emphasis on cybersecurity, just as much as comfort and convenience. Investing in stronger encryption systems, secure data storage, periodic penetration testing, and employee awareness programs can considerably reduce risks, while partnering with cybersecurity firms may allow people to add a further layer of protection.

It is also important for guests to take steps to safeguard themselves against misuse of their credit reports by monitoring credit reports, using identity protection services, and limiting the sharing of unnecessary documents during check-in. The headlines of this incident emphasise the alarming reality of stolen identities, but if this incident prompts meaningful change in the future, it is likely to be one of resilience. 

Taking decisive action now could not only enable Italy's hospitality sector to recover from this blow but also be a driving force in setting a new benchmark for digital safety in global tourism in the future.
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Scattered Spider
Data Breach Identity Theft Indemnity Insurance philadelphia Scattered Spider

Insurance Provider Reports June Cyber Breach

 


Philadelphia Indemnity Insurance Company has confirmed that customer information was exposed during a cyber incident that occurred in June. The company shared the update through a recent filing with California’s Attorney General, marking the latest in a growing number of attacks targeting the insurance sector.

The breach was traced back to a period between June 9 and June 10, when an unauthorized individual gained access to parts of the company’s systems. Although the incident was initially referred to as a network outage, a closer look revealed that certain personal details belonging to customers had been accessed and stolen.

According to the company’s investigation, which concluded about a month later on July 9, the compromised information included customers’ full names, birth dates, and driver’s license numbers. So far, the company has not revealed how many individuals were affected or who might be responsible for the breach.

Philadelphia Indemnity stated that no ransomware was used, and no files were encrypted during the incident. However, to better understand what happened and assess the damage, the company hired independent cybersecurity experts and reported the situation to law enforcement.

This breach comes at a time when cyberattacks targeting insurance companies appear to be on the rise. Security researchers have recently linked several similar incidents to a known hacking group called "Scattered Spider," although Philadelphia Indemnity has not confirmed any connection to that group in this case.

Other companies in the industry, including Aflac and Erie Insurance, also reported data breaches in June, suggesting a broader trend of insurance providers being targeted.

As of now, Philadelphia Indemnity has not issued a public statement beyond the regulatory filing and did not respond to requests for further comment.

The incident is a wake up call regarding the growing risks in the digital ecosystem and the importance of strong cybersecurity, especially for organizations that manage sensitive personal data. Customers are advised to monitor their accounts for unusual activity and consider taking precautionary steps like credit monitoring or identity theft protection.

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Technology
AI Cryptography Encryption Identity Theft Policy Quantum computing Technology

Why Policy-Driven Cryptography Matters in the AI Era

 



In this modern-day digital world, companies are under constant pressure to keep their networks secure. Traditionally, encryption systems were deeply built into applications and devices, making them hard to change or update. When a flaw was found, either in the encryption method itself or because hackers became smarter, fixing it took time, effort, and risk. Most companies chose to live with the risk because they didn’t have an easy way to fix the problem or even fully understand where it existed.

Now, with data moving across various platforms, for instance cloud servers, edge devices, and personal gadgets — it’s no longer practical to depend on rigid security setups. Businesses need flexible systems that can quickly respond to new threats, government rules, and technological changes.

According to the IBM X‑Force 2025 Threat Intelligence Index, nearly one-third (30 %) of all intrusions in 2024 began with valid account credential abuse, making identity theft a top pathway for attackers.

This is where policy-driven cryptography comes in.


What Is Policy-Driven Crypto Agility?

It means building systems where encryption tools and rules can be easily updated or swapped out based on pre-defined policies, rather than making changes manually in every application or device. Think of it like setting rules in a central dashboard: when updates are needed, the changes apply across the network with a few clicks.

This method helps businesses react quickly to new security threats without affecting ongoing services. It also supports easier compliance with laws like GDPR, HIPAA, or PCI DSS, as rules can be built directly into the system and leave behind an audit trail for review.


Why Is This Important Today?

Artificial intelligence is making cyber threats more powerful. AI tools can now scan massive amounts of encrypted data, detect patterns, and even speed up the process of cracking codes. At the same time, quantum computing; a new kind of computing still in development, may soon be able to break the encryption methods we rely on today.

If organizations start preparing now by using policy-based encryption systems, they’ll be better positioned to add future-proof encryption methods like post-quantum cryptography without having to rebuild everything from scratch.


How Can Organizations Start?

To make this work, businesses need a strong key management system: one that handles the creation, rotation, and deactivation of encryption keys. On top of that, there must be a smart control layer that reads the rules (policies) and makes changes across the network automatically.

Policies should reflect real needs, such as what kind of data is being protected, where it’s going, and what device is using it. Teams across IT, security, and compliance must work together to keep these rules updated. Developers and staff should also be trained to understand how the system works.

As more companies shift toward cloud-based networks and edge computing, policy-driven cryptography offers a smarter, faster, and safer way to manage security. It reduces the chance of human error, keeps up with fast-moving threats, and ensures compliance with strict data regulations.

In a time when hackers use AI and quantum computing is fast approaching, flexible and policy-based encryption may be the key to keeping tomorrow’s networks safe.

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malware download
Bitdefender scam counterfeit website Identity Theft malware malware download

Fake Bitdefender Site Distributes Malware: Cybercriminals Exploit Trusted Brands to Steal Sensitive Data

 

Bitdefender, a well-known and reputable cybersecurity and antivirus software provider, has become the latest target of cybercriminals. In a deeply troubling incident, scammers created a fake Bitdefender website, tricking users into downloading malware under the guise of legitimate antivirus software. Instead of safeguarding their devices, unsuspecting users ended up installing malicious software capable of stealing sensitive data, including passwords and personal information—potentially leading to identity theft and unauthorized access to online accounts, such as banking platforms.

Adding to the severity of the situation is the fact that the malware used in this scam is easily accessible for purchase on the Dark Web—a hidden layer of the internet known for illicit trade. The internet is divided into three main layers:

The Surface Web, used for regular browsing via search engines like Google. The Deep Web, which includes content behind logins, like banking or health portals.

The Dark Web, accessible only through specific browsers such as Tor, which anonymize user activity.

The scam reflects the growing threat of Cybercrime-as-a-Service (CaaS), a criminal business model that enables even low-skill actors to rent or buy pre-built hacking tools, counterfeit websites, and malware kits. These Dark Web marketplaces often resemble legitimate e-commerce platforms, offering customer support, product reviews, subscription models, and even money laundering options.

Designing a counterfeit website is just the beginning. The real deception lies in driving traffic to these fake pages. Cybercriminals frequently manipulate search engine algorithms using keyword stuffing or even purchase sponsored listings, boosting the visibility of their fake websites to unsuspecting users.

So, how can users defend themselves in an age where AI-generated content makes fake websites look almost indistinguishable from the real ones?

“Trust me, you can't trust anyone,” the article notes. “It is more important than ever when you go online to make sure that you are on the legitimate websites you seek rather than a criminal's counterfeit website.”

To protect yourself:
  • Enable two-factor authentication (2FA) on all major accounts, adding a crucial layer of security.
  • Manually type URLs instead of clicking on unfamiliar links.
  • Use WHOIS.com to verify domain ownership and registration history.
  • Check suspicious links with VirusTotal.com, a free tool that runs URL scans through multiple antivirus engines, including Bitdefender.
  • Rely on tools like Google Transparency Report and Chrome’s AI-powered Enhanced Safe Browsing, which help flag malicious websites.
This incident serves as a stark reminder of how quickly cybercriminals can weaponize trust in established brands—turning cybersecurity tools into tools of attack. Staying vigilant and using available resources is essential in navigating today’s online landscape safely.
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Mobile Virus
Android Antivirus Apps Antivirus Detection data security Data Theft Identity Theft iPhone Mobile Malwares Mobile Security Mobile Virus

Signs Your Phone Has a Virus and How to Remove It Safely

 

In today’s world, our phones are more than just communication devices — they’re essential for work, banking, shopping, and staying connected. That makes it all the more alarming when a device begins to behave strangely. 

One possible cause? A virus. Mobile malware can sneak into your phone through suspicious links, shady apps, or compromised websites, and can create problems ranging from poor performance to data theft and financial loss. There are several red flags that suggest your phone might be infected. A rapidly draining battery could mean malicious software is operating in the background. Overheating, sluggish performance, frequent app crashes, or screen freezes may also be signs of trouble. You might notice strange new apps that you don’t remember installing or unexpected spikes in mobile data usage. 
In some cases, your contacts could receive strange messages from you, or you might find purchases on your accounts that you never made. If your phone shows any of these symptoms, quick action is essential. 

The first step is to scan your device using a trusted antivirus app to locate and remove threats. Check your device for unfamiliar apps and uninstall anything suspicious. You should also notify your contacts that your device may have been compromised to prevent the spread of malware through messaging apps. Updating your passwords should be your next priority. Make sure each password is strong, unique, and ideally protected with two-factor authentication. After that, review your online accounts and connected devices for signs of unauthorized activity. Remove unknown devices from your phone account settings and confirm your personal and security information hasn’t been altered. 

Depending on your phone’s operating system, the process of virus removal can vary slightly. iPhone users can try updating to the latest iOS version and removing suspicious apps. If the problem persists, a factory reset might be necessary, though it will erase all stored data unless a backup is available. While iPhones don’t include a built-in virus scanner, some reliable third-party tools can help detect infections. For Android users, antivirus apps often offer both detection and removal features. Rebooting the device in safe mode can temporarily disable harmful third-party apps and make removal easier. Clearing the browser cache and cookies is another useful step to eliminate web-based threats. 

If all else fails, a factory reset can clear everything, but users should back up their data beforehand. Preventing future infections comes down to a few key practices. Always download apps from official stores, keep your operating system and apps updated, and limit app permissions. Avoid clicking on links from unknown sources, and monitor your phone’s performance regularly for anything out of the ordinary. 

Whether you use Android or iPhone, dealing with a virus can be stressful — but with the right steps, it’s usually possible to remove the threat and get your phone back to normal. By staying alert and adopting good digital hygiene, you can also reduce your chances of being targeted again in the future.
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Scams
Cyber Security data security Fake messages Fradulent Transactions Frauds Identity Theft Scammers Scams

DVLA Scams Target Thousands of UK Drivers with Fake Fines, Car Deals, and Fraudulent Fees

 

A surge in vehicle-related scams across the UK has left thousands of drivers out of pocket, with fraudulent activity disguised as legitimate DVLA communications. In 2023 alone, nearly 20,000 motorists were tricked by fake car tax messages, insurance schemes, and misleading parking fines, according to recent findings. These scams, often presented with a false sense of urgency, have affected drivers of all ages. 

Young drivers between 25 and 34 years old have been found to be prime targets for these scams, particularly for fraudulent vehicle listings and bogus insurance offers. Older motorists, meanwhile, are increasingly falling victim to fake parking fine notices designed to appear official and urgent. 

The scammers’ tactics often involve pressuring the recipient to pay immediately to avoid penalties, leading many to act before verifying the source. John Wilmot, CEO of car leasing comparison platform LeaseLoco, warned that this psychological pressure is what makes these scams so effective. Many people, he explained, rush to settle fines or fees without confirming whether the request is genuine. 

He stressed that official agencies like the DVLA never ask for payments or personal data through text messages or emails. To avoid becoming a victim, Wilmot recommends ignoring any suspicious digital messages and visiting the DVLA’s website only through the official GOV.UK portal. This small precaution could save drivers from significant financial losses and identity theft. 

One notable scam gaining traction involves tampered QR code stickers placed on parking meters, leading users to counterfeit payment websites. Drivers are urged to use only trusted mobile apps like PayByPhone or RingGo for transactions. In most UK cities, councils do not use QR codes for parking payments, further raising suspicion when encountered. 

Online used car scams have also seen a sharp rise. Fraudsters post listings with unrealistically low prices, request payments up front, and then vanish. Victims are lured in by deals that seem too good to be true. Authorities advise never transferring money before viewing a vehicle in person and checking the car’s history via government platforms. 

Scammers have also taken advantage of electronic tolling systems by sending drivers fake notifications for unpaid toll or congestion charges. These messages often include phishing links disguised as urgent payment portals, which can steal both money and sensitive information. 

As digital communication becomes a common part of motoring administration, drivers must stay alert. Verifying the source of any unexpected payment request is essential in avoiding fraud and safeguarding personal data.
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phishing
Coinbase credit freeze Crypto Wallet cryptocurrency Cybersecurity Data Breach Identity Theft phishing

Coinbase Confirms Data Breach Impacting Over 69,000 Users, Refuses $20M Extortion Demand

 

Coinbase, the leading cryptocurrency exchange in the United States, disclosed a recent cybersecurity breach affecting 69,461 users, according to a notification submitted to the Maine attorney general’s office. Although the hackers failed to access individual accounts or sensitive login details such as two-factor authentication codes, private keys, or crypto wallets, they were able to obtain a wide array of personal data.

The compromised information includes:
  • Full names
  • Residential addresses
  • Phone numbers
  • Email addresses
  • Partial Social Security numbers
  • Masked bank account details
  • Government-issued ID images (e.g., driver’s licenses, passports)
  • Account-related data such as transaction history and snapshots
In an SEC filing, Coinbase revealed that the attackers paid offshore contractors to gain access to internal systems. This information was weaponized to launch a social engineering scam. The perpetrators demanded $20 million in exchange for not leaking the stolen data—an offer Coinbase declined.

"Instead of funding criminal activity, we have investigated the incident, reinforced our controls, and will reimburse customers impacted by this incident," the company said in its statement.

Coinbase is currently collaborating with law enforcement and has established a $20 million reward fund to incentivize tips that could lead to the identification and capture of the individuals responsible.

Meanwhile, reports on Reddit suggest that some users received unsolicited password reset notifications as early as last week. It is still unclear whether these incidents are directly connected to the breach. CNET contacted Coinbase for a response, but no comment was issued at the time.

Steps to Protect Your Crypto and Data
Although Coinbase has confirmed that seed phrases and investor accounts remain secure, the exposure of personal data is significant. Here’s what you should do now to safeguard your information:

1. Use a Cold Wallet
security, coldwallet, hardwarewallet, cryptoassets
For regular crypto investors, shifting funds to a cold wallet—a device not connected to the internet—can provide an extra layer of security in case of future breaches

2. Freeze Your Credit Reports
creditfreeze, SSN, financialsecurity
Freeze your credit reports with all three major bureaus and consider placing a lock on your Social Security number to prevent identity misuse. Be cautious of phishing attempts that may exploit this situation.

"It's worth the hassle of setting up accounts with all three major credit bureaus. I get peace of mind at zero cost to me," said Danni Santana, CNET’s identity theft editor.

3. Notify Your Bank
banking, accountsecurity, financialfraud
Even if only partial account information was exposed, contact your bank to report the incident. You may want to open new checking or savings accounts as a precaution.

4. Enroll in Identity Monitoring Services
identitytheft, monitoring, datasecurity, insurance
Opt into a free credit and identity monitoring service. While these platforms don’t take direct action, they provide alerts if your data appears on the dark web. Paid services like Aura go further, offering identity restoration support and up to $1 million in identity theft insurance.
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personal data security
AI Deepfakes AI technology AI tools Child Identity Theft Cyber Security Deepfake Deepfake Images deepfake videos Identity Theft personal data security

AI Can Create Deepfake Videos of Children Using Just 20 Images, Expert Warns

 

Parents are being urged to rethink how much they share about their children online, as experts warn that criminals can now generate realistic deepfake videos using as few as 20 images. This alarming development highlights the growing risks of digital identity theft and fraud facing children due to oversharing on social media platforms.  

According to Professor Carsten Maple of the University of Warwick and the Alan Turing Institute, modern AI tools can construct highly realistic digital profiles, including 30-second deepfake videos, from a small number of publicly available photos. These images can be used not only by criminal networks to commit identity theft, open fraudulent accounts, or claim government benefits in a child’s name but also by large tech companies to train their algorithms, often without the user’s full awareness or consent. 

New research conducted by Perspectus Global and commissioned by Proton surveyed 2,000 UK parents of children under 16. The findings show that on average, parents upload 63 images to social media every month, with 59% of those being family-related. A significant proportion of parents—21%—share these photos multiple times a week, while 38% post several times a month. These frequent posts not only showcase images but also often contain sensitive data like location tags and key life events, making it easier for bad actors to build a detailed online profile of the child. Professor Maple warned that such oversharing can lead to long-term consequences. 

Aside from potential identity theft, children could face mental distress or reputational harm later in life from having a permanent digital footprint that they never consented to create. The problem is exacerbated by the fact that many parents are unaware of how their data is being used. For instance, 48% of survey respondents did not realize that cloud storage providers can access the data stored on their platforms. In fact, more than half of the surveyed parents (56%) store family images on cloud services such as Google Drive or Apple iCloud. On average, each parent had 185 photos of their children stored digitally—images that may be accessed or analyzed under vaguely worded terms and conditions.  

Recent changes to Instagram’s user agreement, which now allows the platform to use uploaded images to train its AI systems, have further heightened privacy concerns. Additionally, experts have warned about the use of personal images by other Big Tech firms to enhance facial recognition algorithms and advertising models. To protect their children, parents are advised to implement a range of safety measures. These include using secure and private cloud storage, adjusting privacy settings on social platforms, avoiding public Wi-Fi when sharing or uploading data, and staying vigilant against phishing scams. 

Furthermore, experts recommend setting boundaries with children regarding online activity, using parental controls, antivirus tools, and search filters, and modeling responsible digital behavior. The growing accessibility of AI-based image manipulation tools underscores the urgent need for greater awareness and proactive digital hygiene. What may seem like harmless sharing today could expose children to significant risks in the future.
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secure VPN
Customer Data customer data privacy Cyber Security Identity Fraud Identity Theft identity theft protection NordVPN secure VPN

NordVPN Introduces £5,000 ID Theft Recovery Coverage for UK Users on Ultimate Plan

 

NordVPN has launched a new identity theft recovery benefit for its UK subscribers, offering up to £5,000 in reimbursement to help users recover from the financial and emotional toll of identity fraud. This latest addition to its cybersecurity toolkit is exclusively available to customers subscribed to the NordVPN Ultimate plan, priced at £5.09 per month, paid annually at £137.43. 

This move comes amid growing concerns over online threats, especially following recent data breaches involving major UK retailers like Marks & Spencer, Harrods, and Co-op. In these incidents, attackers managed to access sensitive customer data, highlighting the increasing risk faced by consumers today. NordVPN’s ID theft recovery feature complements its existing scam loss protection and is designed to ease the burden of recovering one’s identity after it has been compromised. 

Covered expenses include restoring credit ratings, resolving issues with bank accounts or loans, and even reclaiming lost wages if a victim had to take time off work to deal with the aftermath of identity theft. Additionally, this protection can help victims clear their names in cases where their identities are used for malicious purposes. For those who fall prey to scams—whether through phishing, AI-driven deepfake schemes, or romance fraud—NordVPN offers up to 12 months to file a claim if their bank or financial institution cannot provide assistance. 

These benefits are not limited to the UK alone. NordVPN’s coverage also extends to users in countries like France, Germany, Italy, Sweden, and the Netherlands, with 24/7 access to support services. While NordVPN Basic remains the more affordable option at £2.39 per month, the Ultimate plan’s added layer of financial security could be a worthwhile upgrade for users seeking peace of mind. In comparison, NordVPN users in the United States receive broader coverage through the NordProtect service, which includes cyber extortion and fraud protection with coverage up to $1 million—either through NordVPN Prime or as a standalone service.  

Although the UK plan doesn’t offer the same level of compensation as its U.S. counterpart, the £5,000 coverage still represents a meaningful step toward consumer protection. In an age where cyberattacks are common and even large companies struggle to safeguard data, investing in robust protection is becoming increasingly important. Whether or not users choose to upgrade, staying informed about digital security best practices remains the first line of defence.
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ticketing
Cybersecurity Data Breach Digital Security Encryption event tickets Fraud Hacking Identity Theft PII Privacy ticketing

Massive Data Leak Exposes 520,000+ Ticket Records from Resale Platform 'Ticket to Cash'

 

A critical security lapse at online ticket resale platform Ticket to Cash has led to a major data breach, exposing over 520,000 records, according to a report by vpnMentor. The leak was first uncovered by cybersecurity researcher Jeremiah Fowler, who found the unsecured and unencrypted database without any password protection.

The database, weighing in at a massive 200 GB, contained a mix of PDFs, images, and JSON files. Among the leaked files were thousands of concert and live event tickets, proof of transfers, and receipt screenshots. Alarmingly, many documents included personally identifiable information (PII) such as full names, email addresses, physical addresses, and partial credit card details.

Using the internal structure and naming conventions within the files, Fowler traced the data back to Ticket to Cash, a company that facilitates ticket resale through over 1,000 partner websites. “Despite contacting TicketToCash.com through a responsible disclosure notice,” Fowler reported, “I initially received no response, and the database remained publicly accessible.” It wasn’t until four days later, following a second notice, that the data was finally secured. By then, an additional 2,000+ files had been exposed.

The responsible party behind maintaining the database—whether Ticket to Cash or a third-party contractor—remains uncertain. It’s also unknown how long the database was left open or whether it had been accessed by malicious actors. “Only a thorough internal forensic investigation could provide further clarity,” Fowler emphasized.

Ticket to Cash enables users to list tickets without upfront fees, taking a cut only when sales occur. However, the company has faced criticism over customer service, particularly regarding payment delays via PayPal and difficulty reaching support. Fowler also noted the lack of prompt communication during the disclosure process.

This breach raises serious concerns over data privacy and cybersecurity practices in the digital ticketing world. Leaked PII and partial financial information are prime targets for identity theft and fraud, posing risks well beyond the original ticketed events. As online ticketing becomes more widespread, this incident serves as a stark reminder of the need for strong security protocols and rapid response mechanisms to safeguard user data.
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recruiters
Authenticity Identity Theft Job Search Linkedin Online Scams recruiters

Think That Job Offer on LinkedIn Is Real? Not Without This Badge

 






LinkedIn has taken a major step toward improving online safety by extending its identity verification feature beyond its own platform. This update is part of the company’s ongoing efforts to help users avoid fake profiles and internet scams, especially in professional spaces.


Verification Now Available Outside LinkedIn

Last year, LinkedIn introduced a system that allowed users to confirm their identity, work history, or education. This could be done by uploading a government ID, using a work email, or verifying through trusted services like Microsoft Entra or CLEAR. Once verified, a small badge appeared on the user’s profile to show they were a real person.

Now, that same badge can be used on other websites too. Platforms like Adobe’s Content Authenticity tool and Behance now support LinkedIn verification. This means that designers, freelancers, and other professionals can show proof of their LinkedIn verification outside the site, helping build trust wherever they share their work.


Fake Profiles: A Growing Problem

Online scams that involve fake identities are a serious issue, especially on business-focused platforms like LinkedIn. Criminal groups often create false accounts pretending to be recruiters or professionals. These accounts are then used to reach out to real users and trick them into clicking malicious links or sharing personal information.

One major example involved a hacker group from North Korea, known as Lazarus. They created a fake LinkedIn profile and pretended to be offering a job to a blockchain developer. During the interview process, the developer was unknowingly sent harmful software, which was used to steal around $600 million worth of cryptocurrency. Experts called this series of attacks “Operation DreamJob.”

In other cases, scammers even created fake developer identities to get hired by real companies. Once inside, they used their access to collect private company data.


More Protection for Job Seekers

In response to these risks, LinkedIn has also added a feature to confirm whether a recruiter is legitimate. Verified recruiters now have a special checkmark on their profiles, making it easier for job seekers to know who they can trust.


What This Means for Users

These new steps help users feel safer while networking or job hunting online. The verification badge shows others that the person they are talking to has been confirmed by LinkedIn, either as a real employee, job seeker, or recruiter. By making this system available on other platforms, LinkedIn is helping more people protect their identities and avoid falling for fake offers or scams.

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USPS
Cybbersecurity Cyber Crime cyber threat CyberCrime Identity Theft Postal Service SMS Phishing SMS Spoofing USPS

Identity Theft Concerns Rise as USPS Flags Suspicious Package Deliveries

 


Recently, the United States Postal Service (USPS) issued an advisory in which it advised citizens to be more vigilant in light of an increase in sophisticated mail fraud schemes. In addition to the deceptive activities that have notably increased across the country, particularly during the recent holiday season, consumers' financial and personal security have been threatened significantly as a result of these deceptive activities. In addition to traditional phishing emails and fraudulent text messages, the USPS reports that these scams are now taking a more sophisticated form. 

As the number of unsolicited packages delivered is on the rise, criminals are using increasingly inventive methods to deceive the recipients of their mail to exploit them. This makes it more difficult to tell a genuine email from a fraudulent email. There has been an increase in the number of individuals who are being affected, and as a result, the USPS has intensified its anti-fraud initiatives, reinforcing its commitment to maintaining the integrity of the national postal system in the long run. 

A collaboration between the agency and law enforcement agencies, and consumer protection agencies is being undertaken to track these schemes as well as educate the public about identifying and reporting suspicious activity. There has been a noticeable rise in text message fraud scams impersonating the United States Postal Service (USPS), posing an urgent threat to public data security. In these fraudulent communications, the recipient often receives an alleged pending package and is requested to take additional action to make sure that it is delivered by taking steps to ensure its delivery. 

Even though the message appears authentic, there is a malicious intent behind it, designed to deceive individuals into disclosing sensitive financial and personal information. The most alarming aspect of these scams is their sophisticated presentation. In most cases, the messages are designed to evoke a sense of urgency and legitimacy by using language that sounds official and even replicating USPS logos and branding. 

The victim is usually directed to click on links in the emails, which lead to fake websites that harvest personal information such as banking credentials, ID numbers, and other private data, utilising embedded links. To avoid falling victim to these unscrupulous tactics, it is important to recognise and resist them. In an era of increasingly advanced cyber threats, individuals are advised to maintain vigilance to protect themselves against identity theft and financial exploitation. 

As a result of this, individuals should scrutinise unexpected delivery notifications, refrain from engaging with suspicious links, and report any suspicious messages to the appropriate authorities. During the past few years, cybercriminals have become increasingly sophisticated with regards to the USPS-related text message scams, posing as automated postal service notifications. Under the pretence of facilitating package redelivery, these deceptive messages are designed to convince recipients that they have missed a delivery, causing them to confirm their personal information or click on embedded links. 

While these texts may seem innocuous at first glance, they are a deliberate attempt to compromise the privacy and security of individuals, as well as their financial security. Social engineering plays a significant role in the strategy behind these scams. In a first method, known as pretexting, a plausible narrative, usually a delayed or incomplete delivery, is used to trick the recipient into providing sensitive information in exchange for a fee. 

The second method of attack, SMS spoofing, allows attackers to conceal their true identity by modifying the sender's information to disguise the fraudulent message's origin, thereby appearing as though it has been sent by an official United States Postal Service. In general, these schemes are referred to as smishing, a type of phishing that involves sending text messages in exchange for a reward. Typically, the victims are directed to counterfeit websites that look remarkably similar to official USPS interfaces. 

When users get there, they will be prompted to provide personally identifiable information (PII) as well as their contact information, under the false assumption that this information is necessary to redeliver or verify their package. Many malicious websites out there are not only designed to gather sensitive information, but also to use fraudulent payment services to charge a small transaction fee. Often, the stolen data can be sold on illegal marketplaces or used directly to commit identity theft and financial fraud.

Individuals must be aware of the threats that continue to evolve regarding delivery-related messages and verify any requests that they make through official USPS channels to avoid harm. It has become increasingly apparent that crime has become increasingly sophisticated and frequent in the country's postal infrastructure, as the number and nature of criminal activity have increased. In response to this crime wave, the United States Postal Service (USPS) has intensified its efforts to improve its operations to combat these crimes. 

To implement this initiative, the Government of the United States has decided to implement a comprehensive 10-year strategy, Delivering for America, a $40 billion investment which is intended to transform the postal system into a secure, efficient, and financially sustainable institution that will meet the needs of future generations, thereby transforming the entire postal system. Project Safe Delivery was initiated as part of this larger strategy by USPS, in partnership with the US Postal Inspection Service, as a targeted enforcement campaign to combat crimes aimed at ensuring the safety of mail services and ensuring their integrity. 

It has been more than two years since this joint operation was launched, but since then, it has been able to achieve tangible results, such as more than 2,400 arrests and a significant decrease in mail carrier robberies by more than 27%. This program has been proving to be an effective tool for deterring and prosecuting postal crime, with over 1,200 people apprehended in 2024 alone for mail-related theft, thus demonstrating the program's effectiveness in deterring and prosecuting it. USPS has taken extensive measures to further enhance the security of its delivery network. 

In addition, over 49,000 high-security mailboxes have been installed across the country, designed to prevent tampering and unauthorised entry. Also, advanced electronic locking mechanisms are being installed in the mail carriers' offices to replace the traditional mechanical locks they were using in the past. These upgrades are essential for preventing the widespread theft of carrier keys, which have become frequent targets of criminal activity. It is also vital for the USPS's security framework to emphasise the importance of encouraging public cooperation. 

A substantial monetary reward program has been instituted, and individuals providing credible information that leads to arrests in postal robberies can now receive up to $150,000 for providing credible information. It is also possible for the agency to pay up to $100,000 for actionable tips that lead to the arrests of mail thieves, a practice that reinforces the agency's commitment to protecting both mail workers and the American public. According to Secretary of State Sherry Patterson, the United States Postal Service (USPS) is committed to confronting and dismantling any schemes that attempt to exploit the postal system to maximise revenue. 

USPS has released a set of precautionary guidelines for individuals to follow when receiving suspicious or unsolicited package deliveries, an increasingly common tactic used by identity thieves and fraudsters, as part of its public safety outreach program. When an unrequested parcel is received by a recipient, it is strongly recommended that the recipient refrain from engaging with any embedded links, QR codes, or digital prompts that may accompany the delivery or related notification.

There is a high probability that these elements will act as a gateway to malicious websites that will be used to harvest personal information or to install malware, so it is recommended that users report questionable mail or packages directly to the USPS using their official website. Also, recipients need to maintain ongoing vigilance, monitoring their financial accounts for any anomalies or unauthorised transactions that may suggest fraudulent activity. 

In addition to taking care of users' credit profiles as a precautionary measure, it is also advised that they review them periodically and consider freezing their credit profiles temporarily as an added measure of security. The proactive approach taken by the Post Office is one of the most effective methods of preventing unauthorised credit activity since it can help prevent a crime from potentially occurring, especially in the aftermath of an identity theft. Together, these measures form one of the most effective lines of defence against postal-related scams.
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Misinformation
AI Fraud AI Platform AI Scams AI technology AI tools Cyber Security data security Fake Documents Generative AI Identity Theft Misinformation

Generative AI Fuels Identity Theft, Aadhaar Card Fraud, and Misinformation in India

 

A disturbing trend is emerging in India’s digital landscape as generative AI tools are increasingly misused to forge identities and spread misinformation. One user, Piku, revealed that an AI platform generated a convincing Aadhaar card using only a name, birth date, and address—raising serious questions about data security. While AI models typically do not use real personal data, the near-perfect replication of government documents hints at training on real-world samples, possibly sourced from public leaks or open repositories. 

This AI-enabled fraud isn’t occurring in isolation. Criminals are combining fake document templates with authentic data collected from discarded paperwork, e-waste, and old printers. The resulting forged identities are realistic enough to pass basic checks, enabling SIM card fraud, bank scams, and more. What started as tools for entertainment and productivity now pose serious risks. Misinformation tactics are evolving too. 

A recent incident involving playback singer Shreya Ghoshal illustrated how scammers exploit public figures to push phishing links. These fake stories led users to malicious domains targeting them with investment scams under false brand names like Lovarionix Liquidity. Cyber intelligence experts traced these campaigns to websites built specifically for impersonation and data theft. The misuse of generative AI also extends into healthcare fraud. 

In a shocking case, a man impersonated renowned cardiologist Dr. N John Camm and performed unauthorized surgeries at a hospital in Madhya Pradesh. At least two patient deaths were confirmed between December 2024 and February 2025. Investigators believe the impersonator may have used manipulated or AI-generated credentials to gain credibility. Cybersecurity professionals are urging more vigilance. CertiK founder Ronghui Gu emphasizes that users must understand the risks of sharing biometric data, like facial images, with AI platforms. Without transparency, users cannot be sure how their data is used or whether it’s shared. He advises precautions such as using pseudonyms, secondary emails, and reading privacy policies carefully—especially on platforms not clearly compliant with regulations like GDPR or CCPA. 

A recent HiddenLayer report revealed that 77% of companies using AI have already suffered security breaches. This underscores the need for robust data protection as AI becomes more embedded in everyday processes. India now finds itself at the center of an escalating cybercrime wave powered by generative AI. What once seemed like harmless innovation now fuels identity theft, document forgery, and digital misinformation. The time for proactive regulation, corporate accountability, and public awareness is now—before this new age of AI-driven fraud becomes unmanageable.
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User Security
Cyber Fraud Frankenstein fraud Identity Theft Online Safety Synthetic Identity Fraud User Security

Frankenstein Scam: Here's How to Safeguard Yourself Against Synthetic Identity Fraud

 

Identity theft is not always as straightforward as acquiring one person's information; stolen identities can be put together from several sources. This rising crime, known as synthetic identity fraud or "Frankenstein fraud," involves combining someone's Social Security number with information from other people to establish a new, fake identity.

To safeguard yourself from this and other types of identity theft, look into the finest identity theft protection services. Criminals frequently target the most vulnerable people, including children, the homeless, and the elderly. The offender can then use his new name to borrow money. If a fraudster succeeds, the real owner of the SSN may be held liable.

Modus operandi

Synthetic identity fraud requires patience on the part of the criminal, especially if they use a child's Social Security number. The identity is created by combining a valid Social Security number with an unrelated name, address, date of birth, phone number, or other piece of identifying information to make a new "whole" identity. Criminals can buy Social Security numbers on the dark web, acquire them from data breaches, or defraud people using phishing attacks and other frauds. 

Synthetic identity theft thrives because of a basic vulnerability in the American financial and credit systems. When a criminal creates a synthetic identity to request for a loan, the lender often denies credit because there is no record of that identity in their system. The thieves anticipate this because youngsters and teenagers may have little credit or a limited history, and the elderly may have poor credit scores. 

When an identity applies for an account and is reported to a credit bureau, it is shared with other credit agencies. That conduct is sufficient to allow credit bureaus to identify the synthetic identity as a real person, even if there is minimal activity or evidence to corroborate its authenticity. Once the identity has been established, the fraudsters can begin borrowing credit from lenders.

Prevention tips

Synthetic identity fraud may seem frightening, but there are actions you can take to limit how thieves can utilise your identifying data. 

Freeze your credit report: No one can open new credit lines in your name since a credit freeze stops creditors from viewing your credit reports. Unless your credit is first unfrozen with each of the major credit agencies, this also applies to you. 

Although the procedure for freezing a child's credit is a little more complicated, freezing their credit is also one of the greatest ways to cut off the source of synthetic identity fraud, which mostly depends on obtaining the Social Security numbers of children and the elderly. In a similar vein, you may help stop someone from using your Social Security number without your knowledge by freezing it.

Check credit reports regularly: If you do not freeze your credit reports, make sure to check them on a regular basis for any questionable activity. Be especially aware of any other names, residences, or employers associated with your credit file. You can also join up for free credit monitoring, such as Capital One's CreditWise, which searches the dark web for your personally identifiable information. 

Additionally, you can utilise an identity theft protection service to automate reviewing your credit reports or to alert you if your information is compromised in a breach. AnnualCreditReport.com also offers a free weekly credit report.
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Ransomware attack
Cyber Security Cybersecurity Digital Security free file converter risks Identity Theft malware protection Online Safety Ransomware attack

FBI Warns Against Free Online File Converters as Potential Cybersecurity Threats

 

Free online file converters have become a popular choice for users looking to convert files into different formats. Whether transforming a PDF into a Word document or switching between media formats, these tools offer convenience with just a few clicks. However, the FBI has issued a warning about the hidden dangers associated with such services.

Despite their ease of use, free file conversion tools may serve as a gateway for malware, potentially compromising users’ sensitive data. According to TechRadar, the FBI has identified certain converters that embed malicious software into the converted files. This malware can infect the user's system, allowing hackers to steal personal and financial information undetected.

Once installed, malware can extract crucial data, including:
  • Full names and home addresses
  • Social Security numbers
  • Banking and financial details
  • Cryptocurrency wallets and access keys
The stolen information is often exploited for identity theft, financial fraud, and other cybercrimes. In some cases, hackers deploy ransomware, which locks victims out of their own systems and demands a hefty ransom for data recovery.

Ransomware attacks have surged, affecting both businesses and individuals. When malware encrypts files, victims face a difficult choice—either pay the ransom or lose access to critical data. The FBI emphasizes that these threats are not limited to corporations; everyday internet users relying on free online tools are also at risk. A report from Cisco Talos highlights ransomware as one of the most significant security threats in recent years.

Mark Michalek, FBI Denver Special Agent in Charge, advises that awareness and education are the best defenses against malware attacks. To minimize risks, users should follow these cybersecurity best practices:
  • Use trusted sources – Only download or use file conversion tools from reputable websites and developers.
  • Keep security software updated – Install and regularly update antivirus and anti-malware programs to detect potential threats.
  • Avoid suspicious links and attachments – Do not open files or click on links from unknown sources.
  • Maintain data backups – Regularly back up important files to prevent data loss in case of an attack.

If you suspect that malware has been installed through a file converter, take immediate action:
  • Disconnect from the internet to prevent further data compromise.
  • Run a full system scan using reputable antivirus software to detect and remove malicious files.
  • Report the incident to law enforcement to document the attack and seek assistance.
While free online file converters provide convenience, they also pose significant cybersecurity risks. Users must remain vigilant and prioritize safety when handling digital files. By adopting precautionary measures and staying informed, individuals can protect their sensitive data from cyber threats.
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Personal Data
Bank CyberSecurity Bank Data Leak Cleo Server CLOP Customer Data Data Breach Data Leak Data Theft Identity Theft Personal Data

Western Alliance Bank Data Breach Exposes Nearly 22,000 Customers’ Personal Information

 

Western Alliance Bank has alerted nearly 22,000 customers that their personal information was compromised following a cyberattack in October. The breach stemmed from a vulnerability in a third-party vendor’s secure file transfer software, which allowed attackers to gain unauthorized access to the bank’s systems and extract sensitive customer data. 

Western Alliance, a subsidiary of Western Alliance Bancorporation with over $80 billion in assets, first disclosed the incident in a February SEC filing. The bank revealed that hackers exploited a zero-day vulnerability in the software, which was officially disclosed on October 27, 2024. However, unauthorized access to the bank’s systems had already occurred between October 12 and October 24. The breach was only confirmed after the attackers leaked stolen files online. 

According to breach notification letters sent to 21,899 affected customers and filed with the Office of Maine’s Attorney General, the stolen data includes names, Social Security numbers, birth dates, financial account details, driver’s license numbers, tax identification numbers, and passport information if previously provided to the bank. Despite the exposure, Western Alliance stated there is no evidence of fraud or identity theft resulting from the breach. 

To support affected customers, the bank is offering one year of free identity protection services through Experian IdentityWorks Credit 3B. Although Western Alliance did not disclose the name of the compromised software in its SEC filing or customer notifications, the Clop ransomware gang has claimed responsibility for the attack. In January, Clop listed the bank among 58 companies targeted in a campaign that exploited a critical zero-day vulnerability (CVE-2024-50623) in Cleo LexiCom, VLTransfer, and Harmony software. 

The ransomware group had previously leveraged similar security flaws in MOVEit Transfer, GoAnywhere MFT, and Accellion FTA to conduct large-scale data theft operations. Further investigations revealed that Clop exploited an additional zero-day vulnerability (CVE-2024-55956) in Cleo software in December. This allowed them to deploy a Java-based backdoor, dubbed “Malichus,” enabling deeper infiltration into victims’ networks. Cleo, which serves over 4,000 organizations worldwide, confirmed the vulnerability had been used to install malicious backdoor code in affected instances of its Harmony, VLTrader, and LexiCom software. 

The full extent of the breach remains unclear, but it highlights the growing risks posed by vulnerabilities in third-party software. Organizations relying on such solutions must remain vigilant, promptly apply security patches, and implement robust defenses to prevent similar incidents.
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