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Showing posts with label Identity Theft Prevention. Show all posts

UK Loses £11 Billion to Scams and NordVPN Responds with Call Protection

 


With a surge in digital fraud that has continued to erupt throughout the past year, NordVPN has introduced a new defense system aimed at protecting mobile users against the rapidly evolving tactics of cybercriminals. 

In order to provide a discreet yet powerful safeguard against fraudulent calls, the company has begun rolling out Scam Call Protection for Android devices, a feature which will provide users with a warning when an incoming call seems suspicious. 

Developed in a privacy-focused manner, the tool analyzes call metadata and reputation indicators in real time, enabling users to recognize and avoid potential threats including phishing, fraud and identity theft before they ever pick up the phone, which is called a privacy-first approach. Currently available in the U.S., the United Kingdom, and Canada, NordVPN's mobile app now includes a feature that is built into the app, and the feature doesn't require a separate installation.

It will display a clear warning message along with information about the suspicious caller. Amidst a time of deceptive phone-based attacks that are on the rise, NordVPN aims to keep users up to date in the field of threat intelligence by quietly analyzing threat intelligence in the background and sending timely alerts in the background. 

A growing threat of scam calls is on the rise worldwide, and NordVPN's latest feature comes as financial losses are rising sharply across major economies as a result of phone-based fraud. Even though the company has initially made the tool available to Android users in the United States, the technology used to make it is part of a wider initiative to raise the bar for mobile security in general. 

NordVPN has devised a simple mechanism for identifying incoming calls that match patterns associated with known scammers databases, or which display suspicious behavior that is deemed to be suspicious, and it then issues a clear warning before the user answers. The goal is to halt deception at its most vulnerable moment and to halt it immediately. 

As time has gone by, the need for such early detection has become increasingly evident. During 2024, FBI data indicates that scam calls contributed to a total of $16.6 billion in reported losses in the United States, representing a steep increase in losses from previous years. This is also the case in other parts of the world; based on estimates from the Global Anti-Scam Alliance, British residents lost nearly £11 billion to various scams in the past year, a majority of them involving phone scams. 

By September of this year, Canadians had already lost C$544 million to fraud, which is close to a total tally recorded the previous year. In this context, NordVPN stands out with its Scam Call Protection feature because it emphasizes privacy and operational simplicity, while still remaining competitive in the market. 

As opposed to analysing the content of calls, it evaluates only the metadata and behavioral indicators associated with the incoming number, which ensures that conversations remain private and unaccessible to the organization as a whole. As the system is running in the background without the need for an active VPN connection, it alerts users to potential scam attempts, reduces the chances of falling victim to social engineering, phishing schemes, or identity theft schemes, and proactively prevents them from falling victim to these types of schemes. 

The setup process for activating this feature in the NordVPN Android app is designed to be as easy and straightforward as possible; users will follow a brief set-up guide to adjust the permissions for their device. The tool works continuously once it is enabled, providing real-time alerts that strengthen user awareness when scammers attempt to contact them. 

NordVPN claims that the feature is constructed on the basis of “privacy-first philosophy,” utilizing only call metadata and behavioural patterns to determine potential threats, while ensuring that user conversations are kept completely private and private from the company at all times. There is no need to activate a VPN connection to ensure continuous protection. This software works quietly in the background, providing continuous protection without altering the users' normal phone use. 

Additionally, the company has mentioned a series of upcoming upgrades that will include more accurate call classifications, enhanced caller identification for legitimate businesses, and improved call-category classifications, all of which should enhance user confidence and accuracy. A NordVPN product director, Dominickas Virbickas, noted that scam calls have become a worldwide problem that requires an equal global response, and that it has evolved into a global challenge. 

By expanding its service to the United Kingdom and Canada, the company is aiming to provide more context for incoming calls and to provide users with the information they need in order to make informed decisions. It is particularly relevant that this rollout was made during a time when major shopping periods, such as Black Friday, create lucrative opportunities for fraudsters to operate during. 

In order to protect consumers' privacy, security experts advise them to remain cautious during seasonal promotions, to not provide payment information to unsolicited telephone calls, and to remain skeptical of unusually generous offers. In the present state of affairs, NordVPN is only making the feature available to Android users in the United States, the United Kingdom, and Canada, although it is expected that iOS devices and additional markets will be supported shortly. 

The NordVPN app makes it very simple for users to activate the app by navigating to the Threat Protection section, enabling the call protection, and setting up the necessary permissions within their Android device. It is widely available to block calls across a wide range of mobile platforms, however NordVPN stands out through its operational transparency and pedigree that make the service stand out from the crowd. 

NordVPN utilizes its reputation as a privacy-minded provider by refraining entirely from analyzing call content, contacts, or personal information, unlike many standalone blocker apps that have been criticized for data harvesting. Its continuous updating threat intelligence makes it a valuable tool, and it is easy to integrate with the existing security ecosystem many users already use, and is independent of a VPN connection. 

NordVPN offers a notably more reassuring alternative for those who are accustomed to skepticism toward third-party call blockers due to its emphasis on confidentiality and minimal data handling. The growing threat of digital fraud continues to outpace traditional measures, which highlights the need for proactive, privacy-focused defenses in everyday communication. 

Tools like NordVPN’s Scam Call Protection underscore this need for proactive, privacy-driven defensive measures. In spite of the fact that no one measure can eliminate scam risks completely, analysts emphasize that using intelligent call screening in conjunction with user vigilance significantly helps boost personal security. 

By regularly updating device settings, avoiding unidentified callers, and partnering with trusted security providers, users can reduce their vulnerability to evolving threats. In an increasingly vulnerable communication landscape, a timely context and credible protection may be imperative to the restoration of confidence in the user. Cybercriminals are constantly refining their tactics, and users need to be equipped with timely context and credible protection.

iHeartMedia Cyberattack Exposes Sensitive Data Across Multiple Radio Stations

 

iHeartMedia, the largest audio media company in the United States, has confirmed a significant data breach following a cyberattack on several of its local radio stations. In official breach notifications sent to affected individuals and state attorney general offices in Maine, Massachusetts, and California, the company disclosed that cybercriminals accessed sensitive customer information between December 24 and December 27, 2024. Although iHeartMedia did not specify how many individuals were affected, the breach appears to have involved data stored on systems at a “small number” of stations. 

The exact number of compromised stations remains undisclosed. With a network of 870 radio stations and a reported monthly audience of 250 million listeners, the potential scope of this breach is concerning. According to the breach notification letters, the attackers “viewed and obtained” various types of personal information. The compromised data includes full names, passport numbers, other government-issued identification numbers, dates of birth, financial account information, payment card data, and even health and health insurance records. 

Such a comprehensive data set makes the victims vulnerable to a wide array of cybercrimes, from identity theft to financial fraud. The combination of personal identifiers and health or insurance details increases the likelihood of victims being targeted by tailored phishing campaigns. With access to passport numbers and financial records, cybercriminals can attempt identity theft or engage in unauthorized transactions and wire fraud. As of now, the stolen data has not surfaced on dark web marketplaces, but the risk remains high. 

No cybercrime group has claimed responsibility for the breach as of yet. However, the level of detail and sensitivity in the data accessed suggests the attackers had a specific objective and targeted the breach with precision. 

In response, iHeartMedia is offering one year of complimentary identity theft protection services to impacted individuals. The company has also established a dedicated hotline for those seeking assistance or more information. While these actions are intended to mitigate potential fallout, they may offer limited relief given the nature of the exposed information. 

This incident underscores the increasing frequency and severity of cyberattacks on media organizations and the urgent need for enhanced cybersecurity protocols. For iHeartMedia, transparency and timely support for affected customers will be key in managing the aftermath of this breach. 

As investigations continue, more details may emerge regarding the extent of the compromise and the identity of those behind the attack.

Massive Credit Card Breach Puts Millions at Risk


A significant credit card breach has been uncovered, threatening to disrupt holiday shopping for millions of Americans. The breach stems from an Amazon Web Services (AWS) S3 bucket left unsecured online, which contained sensitive customer data, including credit card details, names, addresses, and emails. This exposed data belongs to approximately five million individuals who fell victim to phishing scams, with one notable scheme promoting fake offers for a free iPhone.

The breach poses immediate risks such as fraud, unauthorized transactions, and identity theft. Cybersecurity experts are advising affected individuals to contact their financial institutions promptly to mitigate potential damage. Although the perpetrators remain unidentified, Amazon’s AWS Abuse team has initiated an investigation into the incident. According to researchers at Leakd.com, the breach originated from a phishing campaign orchestrated by a fraudulent company named “Braniacshop.” This group deceived victims with false promises of winning an iPhone 14, leveraging social engineering tactics like fake emails and websites to obtain personal information.

Researchers warn that the stolen data, now potentially available on the dark web, is estimated to be worth $85 million. Each stolen credit card detail could fetch up to $17. The timing of this breach during the busy holiday season intensifies its impact, as millions of Americans could face financial challenges while preparing for Christmas. To mitigate these risks, experts recommend carefully monitoring financial statements for any unusual activity and immediately notifying banks or credit card issuers of suspicious transactions to freeze compromised accounts.

Setting up fraud alerts with financial institutions can add an additional layer of security by flagging unauthorized actions. Taking a proactive stance, such as initiating a credit freeze, can prevent scammers from opening new accounts in an individual’s name. Strengthening online account security by using multi-factor authentication, encrypted password managers, and longer passphrases is another critical step to safeguard personal information.

For comprehensive protection, investing in identity theft monitoring services is highly recommended. These services provide ongoing alerts about potential misuse of personal data, helping users act swiftly in the event of a security breach. The incident serves as a crucial reminder to remain vigilant, particularly during the holiday season when phishing scams and fraudulent offers become more frequent. Proactive measures taken now can safeguard financial security and ensure peace of mind during this critical period. 

What Can Consumers Do to Protect Their Data?

 


There is a growing concern in Australia that the threat of cybercrime is not just increasing but exploding like crazy at a rapid rate. Recent data from the Australian Competition and Consumer Commission (ACCC) shows that from January to September of this year, Australians lost more than $47 million per month, as reported by ABC television. 

Compared to the same period a year ago, the losses were 90 percent higher than they had been. The actual losses that cyber criminals perpetrate are likely to be quite large since only 13 percent of victims report losing their money to cyber crimes. 

Cybercrime rates surged before the multiple high-profile data breaches that were reported by large corporations in recent months, which occurred before the recent spike in cybercrime. Cybercriminals exploited the lapses in security to steal the details of most Australians and this provided them with the opportunity to commit fraud or to steal their identity. Several reports have already leaked to the media regarding losses caused by those breaches as a consequence of the security breaches. For the nation, this will be a costly time as far as its infrastructure is concerned. 

Identity Theft Prevention: What Can Individuals Do? 

Almost no one in modern society can avoid using the Internet to store data online. There are many services provided over the Internet, and even if you do not enter the data directly yourself, banks, insurers, government agencies, and companies with whom you interact daily will store the data of your accounts, including your financial information, in cloud services, even if you do not directly input the information. A breach could pose a threat to your data without you knowing anything about it or doing anything to expose it to risk. 

Whenever a data breach occurs, the business is legally obligated to inform its customers, so when your data has been compromised, you will know about it (unfortunately, the word "when" does not mean "if"). However, there is an additional proactive measure that you can take if you want to protect your own identity from theft. 

The sooner you act on a data breach, the less damage it will cause to your business. There are a variety of things that you can do to make sure that a breach does not compromise your data if it occurs. However, you may not be able to prevent it. 

1) Be on the lookout for suspicious activity: The common problem when it comes to a breach of a person’s data is that they are not able to take action on it right away. This is because it is not enough. This information will be needed for them to complete their investigation, so they will seek ways to find it. It is a wise idea to be wary if you receive phone calls or emails from sources that you do not know. In addition, you need to be careful if you receive messages that ask you to confirm account details or if your password has been changed. It is clear that if a cybercriminal is looking for more data about you and seeking to obtain it, then they may have some available. 

2) Ensure that you carefully review your account and credit card statements: In the event of any unusual purchases or purchases where you think you may have simply forgotten about the purchase, it would be a wise idea to flag them immediately, regardless of how small they are. 

3) If there has been any change in details: You should always check the date and who authorized any changes to any correspondence you have received from the company or service if you notice some details have changed. 

4) Consult an Identity Restoration Specialist to see if you need help: To gain a better understanding of the most effective approach in practice, as well as how to move forward, consulting with a specialist can be helpful.

In addition, you can take some steps to completely resecure your data right away. If cybercriminals do manage to compromise the system that you're on, then you can be sure that the rest of the information that they need is much more difficult to get, and as a result, it will be more difficult for them to commit identity fraud against you. 

1) Ensure all your passwords are changed and enable two-factor authentication (2FA): It is recommended that you get a dedicated token device or a second phone that you can utilize solely for that purpose. This is in addition to a dedicated token device, to use with 2FA. A strategy called “hijacking phones” has become part of cyber criminal strategies to circumvent your 2-factor authentication measures by convincing your phone company to transfer your number to their device. Once they have done this, any of these methods can be used to circumvent your 2FA measures. There is an easy way to find the telephone number of most people online. The amount of protection against phishing attempts can be increased by having a secure number that does not have any public information about it for 2FA. 

2) Make sure that personal information available on social media is removed as far as possible: A birthday message on your Facebook wall or a tweet on your Twitter feed might be something you look forward to. It is, however, one of the most common pieces of information used to verify your identity, which is your date of birth. There are several reasons why this is so significant since access to your accounts is dependent on it. 

3) You may want to consider freezing your credit rating as a precaution: If you notice any suspicious activity on your credit report, the credit ratings on your credit report should be frozen.  
 
Despite strategies and technologies designed to prevent security breaches, companies cannot be guaranteed to remain secure at all times. In fact, it is much more likely that they have already been compromised without even realizing it in the first place. A company can begin protecting and monitoring sensitive information once the inevitability of a breach is accepted. They begin accepting the necessity of minimizing the risk that could be associated with it.